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Fed's Beige Book Shows Economy Is Growing, But Oil Concerns Linger. Science Paper! The latest Beige Book from the Federal Reserve shows that Fed sees the economy expanding a modest to moderate pace in most of its 12 districts. The Beige Book is a report of statement, economic anecdotes gathered by members of the Federal Reserve's 12 districts. Concerns about the impact of the decline in oil prices are fairly widespread, however. Reports from the Dallas district said that energy outlooks for science paper, the first half of 2015 in Texas are very uncertain and significantly weaker than in the prior reporting period, with firms expecting anywhere from a 15 to 40 percent decline in aquarius advertising agency study summary demand for their services.

In the Atlanta district, contacts in the energy sector, reported that the downturn in paper the price of oil has influenced their outlook and plague, strategic planning for 2015, including a heightened focus on science paper format, cost management, more prudent investments, and faster, more efficient drilling techniques. Reports from the Kansas City district said, The District's energy industry slowed in December. Most respondents reported lower drilling activity, and demand for oilfield services fell. Oil rigs decreased marginally while natural gas rigs increased. Future drilling activity, employment, and capital expenditures were projected to essay on world, be significantly lower in response to lower oil prices. The report also indicated that consumer spending increased in most districts while auto sales remains solid. On the wages front, the report said that significant wage pressures were largely limited to workers with specialized technical skills. On balance, however, the report showed that most districts reported modest or moderate pace of science paper, economic growth. Essay Peace! Here's the complete text of the science format, latest Beige Book: Payrolls in a variety of sectors expanded moderately during the reporting period.

Significant wage pressures were largely limited to workers with specialized technical skills. Prices increased slightly, on contest, balance, in most Districts. Consumer Spending and Tourism. Consumer spending increased in most Districts, with generally modest year-over-year gains in retail sales. Contacts reported slight to modest gains in format the Boston, Dallas, Philadelphia, and Cleveland Districts. Sales were solid in Atlanta. Moderate holiday sales growth exceeded expectations in Chicago and met expectations in San Francisco. Honore Oxford Essays! General merchandise retailers in the New York District indicated that sales were largely sluggish and science, below plan for the holiday season. The Kansas City District reported that retail sales were lower than a year earlier, with a few retailer contacts noting a drop in sales of on world peace and terrorism, high-end products. In contrast, Philadelphia and San Francisco reported that high-end merchandise continued to sell well.

Auto sales showed moderate to strong growth on science paper format, a year-over-year basis, with Philadelphia, Cleveland, and Dallas at the lower end of this range, and Atlanta and Chicago at the higher end. Atlanta auto dealers noted that lower gas prices quickly boosted purchases of larger vehicles. However, some dealers in the St. Louis District reported excess inventories of luxury cars. Kansas City reported that auto sales decreased during the reporting period but remained higher than 12 months earlier. Auto sales were robust in some areas of the plague, San Francisco District, but were somewhat below expectations in other areas. Travel and tourism picked up during the reporting period. The Boston, New York, Atlanta, and San Francisco Districts reported strong travel and tourism activity. Broadway theaters reported that attendance and science, revenues were up more than 10 percent from the same period in and exercise 2013. Tourism in the Richmond and Kansas City Districts was at or above normal seasonal levels.

However, ski resorts in the Philadelphia District struggled to format, attract visitors in the midst of bubonic thesis statement, unseasonably warm weather. Warm December weather in paper the Minneapolis District also reduced winter tourism there. The pace of demand growth for nonfinancial services varied widely across Districts and sectors during the reporting period, but appeared to be moderate on balance. Overall, nonfinancial service-sector firms in the Philadelphia and San Francisco Districts continued to report moderate growth. Most nonfinancial service firms in the Dallas District reported flat or higher demand. Essay In Indian Politics! Activity at science paper, professional business services firms in Minneapolis and Kansas City increased. However, contacts in the Kansas City District expect that pace of growth to slow somewhat in essay on world peace coming months. The Boston District reported that some consulting and advertising firms grew rapidly. Format! Demand for staffing services in the Dallas District was mixed, with some contacts reporting strong increases in demand and essays in jurisprudence, others reporting slight decreases. Freight volume in the Cleveland District increased during the reporting period, but contacts stated that freight transportation capacity constraints remained an issue. Freight volume in Atlanta, Kansas City, and Dallas held steady or increased on a year-over-year basis.

Manufacturing activity expanded in most Districts. Paper Format! Philadelphia reported that manufacturing activity grew at a modest pace during the current reporting period, with a slight slowdown relative to the previous period. Essays! Reports regarding new orders and shipments in the Philadelphia District suggested some further slowing moving forward. Manufacturing shipments and new orders grew modestly in science format the Richmond District. Contacts at factories in the Cleveland District reported that demand increased a bit on balance. Manufacturing activity grew at a moderate pace in Boston, New York, Chicago, and San Francisco. Essay! However, a manufacturer in the Boston District indicated that congestion at West Coast ports had impeded its exports. Activity in science paper the auto industry in essay on world and terrorism the Chicago District remained a source of strength for the region. Atlanta reported that manufacturing activity strengthened overall.

Minneapolis and Kansas City reported that manufacturing activity increased only science format, slightly during the essay writing contest, reporting period. Real Estate and Construction. Single-family residential real estate sales and science paper format, construction were largely flat on balance across the Districts. Sales declined somewhat on a year-over-year basis in the Boston, Cleveland, Atlanta, Chicago, Minneapolis, Kansas City, and Dallas Districts. In the ownership oxford, Philadelphia District, year-over-year existing home sales finished lower in November, but pending December sales in some areas were up notably over format December 2013. However, builders of controversy, new homes in the Philadelphia District reported weak traffic for prospective buyers and science paper format, fewer contract signings. San Francisco reported that overall home sales picked up in December. Richmond reported a modest increase in housing market activity. Honore Ownership In Jurisprudence! Home prices increased modestly, on balance, in the Boston, Philadelphia, Cleveland, Atlanta, Chicago, and Dallas Districts. The Cleveland, Atlanta, Chicago, Minneapolis, and Kansas City Districts all reported slightly slower single-family residential construction activity.

However, the pace of single-family home construction increased in science paper some areas of the in indian, San Francisco District. Commercial real estate activity expanded in most Districts. The Philadelphia District reported a modest pace of growth for commercial real estate leasing activity, and Boston reported improving conditions in paper commercial real estate markets overall. Commercial real estate activity in the Chicago and essay on world peace and terrorism, Kansas City Districts expanded at a moderate pace. Paper Format! The Dallas District noted that office leasing activity remained strong, but one contact noted a slight pullback in essay contest criteria judging demand from oil and gas firms. Demand for apartments in the Dallas District also remained strong. Format! New York City's co-op and condo market showed continued strength in the final quarter of 2014; apartment sales volume was down from the exceptionally high levels of the prior year but still fairly brisk, while selling prices were up moderately. Commercial construction activity increased in most Districts. Activity grew modestly in the Philadelphia District and a bit faster in the Atlanta and Chicago Districts.

Atlanta cited the multifamily residential segment as a source of growth, while Chicago credited demand for thesis statement, industrial and science format, office buildings. Commercial builders in the Cleveland District reported a moderate to robust increase for projects in the pipeline. Dallas reported that overall commercial construction was strong. San Francisco reported that multifamily residential construction was strong in many areas of that District and that retail, office, industrial, or infrastructure projects were widespread across that District. On World And Terrorism! Demand for business and consumer credit grew during the reporting period. Paper! Overall loan demand increased slightly in the Richmond, Kansas City and Dallas Districts. Philadelphia reported a modest increase in essay total loan volume. Science! Contacts in the San Francisco District gave mixed reports regarding total loan growth.

Demand for business credit in the Cleveland District grew overall during the reporting period. Demand for auto loans in the Chicago District grew moderately, and writing, one contact noted a significant spike in paper format credit card applications. Credit quality generally remained good, with overall reductions in loan delinquencies. According to study, the Philadelphia District, most of their financial industry contacts reported continued improvements in their customers' overall credit quality and in their own loan portfolios. However, high rates of severely distressed mortgages persisted in New Jersey and Pennsylvania. Contacts reported little change in their own lending standards.

However, several Districts commented that their contacts indicated that stiff competition for high-quality borrowers was leading to lower underwriting standards among lenders more generally. Agriculture and science paper, Natural Resources. Agricultural conditions were mixed during the on world peace, reporting period. Contacts in the Richmond District reported that agribusiness conditions were better than in the same period a year earlier. The St. Louis District reported that winter wheat harvests are likely to be lower than average, largely reflecting planting delays in Illinois due to wet weather in format October. Essay And Terrorism! The level of red meat output in the St. Louis District through November was below year-earlier levels, while hog and milk output in the Chicago District was higher than expected during the science format, reporting period. Case Summary! Agricultural lenders in the Minneapolis District expected farm incomes in the fourth quarter of science format, 2014 to come in below the level of the same quarter in 2013.

Prices received by farmers in the Minneapolis District in December decreased from the previous year for corn, soybeans, wheat, hay, and milk; prices increased for cattle, hogs, eggs, and poultry. Agricultural growing conditions in the Kansas City District were generally favorable in December, and crop prices rose modestly. Contest! Kansas City reported that wheat prices increased modestly amid global supply concerns about limits on Russian grain exports and lower production estimates in Australia. The Dallas District reported that agricultural conditions improved slightly, but drought conditions continued in portions of Texas. Some areas of the science paper format, Atlanta District saw a moderate improvement in drought conditions. Dairy farm profits in the San Francisco District increased significantly over criteria judging the past year, but milk futures prices declined recently. Uncertainty regarding future water availability in California slowed new plantings of format, permanent crops. Overall demand for energy-related products and services weakened somewhat during the reporting period. Bubonic Statement! The Kansas City and Dallas Districts reported that demand for oilfield services decreased, while the science format, Atlanta District reported that growth in the supply of crude oil and aquarius advertising agency case, natural gas continued to outpace demand growth.

However, contacts in the San Francisco District reported that energy demand from manufacturers was solid. The overall output of energy-related products increased. Format! Natural gas production in the Richmond District increased moderately during the reporting period, and statement, the number of natural gas rigs in the Kansas City District increased. The pace of science, coal production in the St. In Indian Religion! Louis District during the reporting period exceeded that of the same period in 2013, and year-to-date coal production in the Cleveland District slightly exceeded prior year levels. The rate of coal production in the Richmond District remained slow during the reporting period.

The Cleveland District reported that natural gas extraction activity remained at paper format, a high level. Oil drilling activity in the Kansas City District declined, and controversy essay in indian religion, contacts expect that District's energy sector to science, slow further in response to lower energy prices. Employment, Wages, and Prices. Payrolls in a variety of sectors expanded moderately during the essay writing contest criteria, reporting period. The Chicago District reported that overall hiring increased, and the Minneapolis District indicated that labor markets continued to tighten. Contacts at staffing firms in the Philadelphia District reported continued moderate increases in science paper hiring for both temporary and permanent positions. Labor demand in the Richmond District increased, and the Atlanta District saw job gains across most sectors. Essay Writing Criteria Judging! Payrolls increased at a modest pace in the Cleveland District, primarily in banking, freight services, and manufacturing. Manufacturing payrolls also expanded in the Richmond and St. Louis Districts.

In contrast, the Boston District reported that manufacturers were not hiring. Reports of hiring in the Dallas District were slightly less widespread than in the previous reporting period, and a few energy firms in science that District reported hiring freezes and bubonic plague statement, layoffs. Significant wage pressures continued to be limited largely to workers with particular technical skills. Indeed, the science, Philadelphia, Cleveland and Chicago Districts noted that upward wage pressures tended to be limited to experienced and technically-skilled personnel. Essays! The Richmond District reported that overall wage pressures were mild during the reporting period and that average wage growth in manufacturing slowed somewhat. The Dallas District noted fewer reports of rising wage pressures than in the previous reporting period. In contrast, Kansas City reported that wage growth accelerated slightly, with many contacts citing labor shortages. Prices increased slightly, on paper, balance, in most Districts during the reporting period. Overall prices in honore oxford essays the Cleveland, Chicago, and Dallas Districts were largely stable.

Businesses in the Atlanta District continued to science paper, report little input cost pressure and limited pricing power. Boston indicated that cost pressures varied, with selective price increases planned by some respondents. Contacts in the Philadelphia District reported little change to the steady, slight pace of price increases. Overall prices increased modestly in the Kansas City and San Francisco Districts. The Richmond District reported that retail prices grew at plague thesis statement, a slower pace than in the previous reporting period, while price inflation in the non-retail service sector increased slightly.

The Cleveland District reported scattered indications of declining prices for petroleum-based products and some metals. However, several Districts reported that the cost of a variety of construction materials increased. Paper! Retail respondents this round report December or Q4 year-over-year comparable-store sales ranging from a low single digit decrease to bubonic, an increase of slightly over 7 percent; the decrease reflects extra-strong year-earlier sales as a result of Hurricane Sandy rebuilding. Three of paper format, these contacts end their fiscal year on or near December 31, and essay and terrorism, preliminary analysis shows 2014 total sales down 1 percent to up almost 6 percent compared to science format, 2013. While overall business is good, there has been some softening in the apparel categories; demand for home furnishings and home improvement categories remains strong. One contact characterizes the current daily retail environment as consisting of higher highs and writing contest judging, lower lows. As in the previous round, some respondents say their prices remain steady, while others cite price changes for some items of format, plus or minus 1 percent. On World Peace And Terrorism! Based on their own manufacturing costs and vendor prices, one contact says that prices for science paper, fall 2015 merchandise will be up about 3 percent overall from fall 2014. Most retail respondents are optimistic about the oxford essays, outlook for paper format, 2015, given that business is controversy in indian politics currently good and consumer sentiment seems more positive, partly because the cost of oil is low.

The Boston area continues to enjoy a strong boost from science paper, travel-related spending. Hotel occupancy rates for aquarius advertising agency study, 2014 are high and combined with higher average room rates, the preliminary estimate is that 2014 hotel revenues will be up almost 10 percent over 2013, which was a record-setting year. Through October, museum attendance was up 14 percent year-over-year, and science, contacts note many bookings of restaurant and museum space for year-end functions. 2015:Q1 will be stronger than 2014:Q1 due to more corporate meetings and conventions, and hotels have strong advance international bookings. The initial projection for 2015 is essay in indian politics a 7 percent increase in hotel revenues, with a slight drop in occupancy rates from science, record highs compensated for religion, by higher average room rates. Manufacturing and Related Services. Of the 11 manufacturing firms contacted this cycle, all but one report stronger sales. The exception is a frozen food producer who attributes the weakness to a highly competitive market. Otherwise, many contacts express surprise at paper, how strong demand has been in 2014. For example, one firm says that sales of mail-related devices and services was up in the fourth quarter, reversing years of essay on world and terrorism, decline. Paper Format! A manufacturer of testing equipment says sales are strong overall but flat in China, a big change from historical annual increases of 20 percent.

By contrast, a toy manufacturer says problems at West Coast ports has hurt sales as they couldn't get some products to market. Only one of 11 contacts reports serious materials cost pressure; that contact cites sharp increases in chemical prices and says the firm will try to raise their sales prices to offset the increased costs. Four contacts indicate the essay in indian politics, strengthening dollar is reducing profits or raising costs for them overseas. A semiconductor manufacturer notes that the rising dollar reduced dollar sales by about 1.2 percent in 2014. No firms report any significant changes in inventories. Most are trying to lower inventory costs; however, a semiconductor maker wants to increase inventories but a tight supply chain makes that difficult. Only one contacted manufacturer reports lower employment; they closed their direct sales channel which led to a 400-person reduction in headcount.

A pharmaceutical firm is adding to science format, New England employment. Aquarius Advertising Case Summary! On the negative side, no firms report significant upward revisions to their hiring plans and five cite no significant headcount increases. A semiconductor manufacturer with sharply higher sales is paper format increasing overtime rather than headcount. Capital expenditures are steady or up at all but one contacted firm; the exception is a publishing company which says it is on world considering reducing investment to build up a reserve for future investments. Some contacts do report unusually high levels of investment but generally say they are consistent with long-term plans and not due to high frequency changes in science paper format demand.

The outlook is positive for all respondent manufacturers, even though three contacts specifically mention Europe as a cause for aquarius advertising study, concern. One semiconductor manufacturer predicts a fall in sales in 2015 but as payback for above-trend growth in 2014. Selected Business Services. Consulting and advertising firms experienced varying positive levels of growth this past quarter. Growth ranges from moderate--for a high-end economic consulting firm as mortgage-backed securities litigation finally slows--to rapid, for a particularly well-positioned healthcare consulting firm. Science Paper Format! A second healthcare consulting firm experienced a strong rebound from a slow third quarter, as hospitals figured out their budgets and demanded more help with compliance. A strategy consulting firm reports strong year-over-year growth, but is down modestly from essay politics, last quarter, as private equity due diligence work returns to historically normal levels.

An advertising materials firm continues its trend of science paper format, growing with the agency case summary, economy, and capped off the year with their strongest quarter in 2014. Consulting firms are seeing moderate to science, modest increases in costs, although the essay on world and terrorism, bulk of their expenses are in personnel and rent, and wages in these firms are generally increasing in proportion to science format, the level of growth the essay on world peace and terrorism, firm is experiencing. Contacts generally adjust their prices up once a year to pass the majority of costs along, so early 2015 will see most firms' prices for these services increase from 0 percent to 5 percent. An advertising materials firm will have to adjust their cost structure in early 2015 in anticipation of a revision in UPS and science paper format, FedEx freight calculations, but they are unsure how much resistance they will face as they try to pass this on essays on nutrition, to customers. All contacts increased personnel modestly in 2014, and plan on further increases in 2015. Science Paper Format! Health care and economic analysis contacts cite plenty of slack in aquarius agency labor markets for consultants and analysts at science, all levels, but say that tech and data analyst positions continue to be competitive to fill, a sentiment echoed by controversy politics religion an advertising materials contact who notes continuing difficulty filling e-commerce related positions. A strategy consultant notes decreased interest in strategy consulting by MBAs. All contacts are bullish on the U.S economy, and are optimistic about business conditions for the next year. The high end economic consultant expects flat to paper format, modest growth for next year, but says the firm has been operating beyond capacity, and looks forward to the chance to advertising agency case, absorb their recent success. Health care consultants have seven-figure deals in the pipeline, and anticipate high growth in 2015, despite general concern over federal budget and regulatory agencies efforts to continue rolling out the Affordable Care Act. Advertising materials and strategy consulting firms both anticipate continued robust growth for 2015, and science format, cite only potential geopolitical turmoil as a risk factor.

Commercial real estate markets are steady or improving in the First District. According to essay, contacts in science paper format Boston, office leasing fundamentals are unchanged since the last report and improved modestly on average compared with a year ago. Contacts continue to be impressed by the strength of demand for commercial property in Boston among foreign investors, who continue to pay prices that reflect highly optimistic expectations concerning growth in operating income. A regional lender to commercial real estate posted its best year yet in terms of loan volume, despite a very slow fourth quarter. Controversy Essay In Indian Politics! A commercial real estate brokerage in Portland also had a record year in science format 2014 in terms of total revenues, a year that ended with very strong investment sales activity in the fourth quarter. Also in Portland, construction activity remains robust in the retail, residential, and hospitality sectors, while speculative office construction is not expected to occur for at least another year. In Providence, leasing deals under negotiation promise to boost absorption of office space in the near term, and oxford, office leasing fundamentals improved on net in 2014. Concerning the outlook, Boston contacts expect investment sales activity to remain robust, even if short-term or long-term interest rates increase in 2015. One Boston contact wonders whether growth among the city's tech start-up firms can be sustained in 2015, noting attendant risks for office demand in the Seaport District.

The 2015 outlook is favorable for Portland's commercial real estate market and cautiously optimistic for the Providence market. Closed sales of single family homes declined in format November in at thesis statement, least four of the six states in the First District compared to November 2013. Vermont saw an increase in sold homes; contacts in New Hampshire were unavailable. Sales also dipped in the condominium (condo) market in all responding states. Median sales prices rose in November in both single family and condo markets regionwide, with the science paper, exceptions of Maine, where prices decreased for single family homes, and Connecticut, where condo prices declined. In Massachusetts, prices have risen year-over-year in essays 25 of the last 26 months for single family homes and format, 17 of the last 18 months in essay on world the condo market. Contacts in Massachusetts say the driving forces are a shortage of inventory and steady consumer demand. Paper Format! The level of plague thesis, inventory heading into December in format Massachusetts is the lowest in a decade, with only a 4.6 month supply for single family homes and a 2.0 month supply in the condo market.

November is the 33rd consecutive month of year-over-year inventory decline in the Massachusetts single-family home market and the 49th consecutive decline in the condo market. In at least three other states, inventory declined in both the single family and condo markets; months of supply increased in Rhode Island. Realtors say they are cautiously optimistic because they remain busy; they hope interest rates will remain low and say markets will show further significant improvements only when high paying jobs become more available and new listings provide more options for buyers. General merchandise retailers indicate that sales were generally sluggish and below plan for the holiday season overall. However, most retail contacts noted that, while November and early December were sluggish, sales did pick up toward the latter part of the month, especially in the week after Christmas. The mid-November snowstorm that hit large parts of metropolitan Buffalo shut down many retailers for a number of days; in general, contacts in upstate New York note that sales picked up somewhat in December (especially toward the end of the month) but were little changed from the prior holiday season. Similarly, two major retail chains report that holiday-season sales across the region were below plan and little changed from 2013 levels, though both noted that sales picked up toward the latter part of December--especially after Christmas. Overall, prices were described as little changed from a year earlier; some contacts report heavier discounting this past holiday season than in 2013, while others characterize it as about the same. Post-holiday inventories are generally said to be in fairly good shape. Advertising! Reports from auto dealers across upstate New York indicate that sales were sluggish in science paper format November but picked up somewhat in on nutrition December. Rochester-area dealers note that new vehicle sales weakened substantially in November but rebounded in paper format early December, while used car sales improved.

Buffalo-area dealers paint a more mixed picture: new auto sales have not rebounded substantially from November's weather-depressed levels, though sales of used vehicles have picked up somewhat. Essay Contest Criteria! Auto dealers in both areas note that both wholesale and retail credit conditions remain favorable. Consumer confidence in the region climbed in December, based on the Conference Board's survey of residents in the region. Confidence rose to a 10-month high in New York State and to a more than one-year high in the broader Middle Atlantic region (NY, NJ, PA). Tourism continued to be strong in late 2014. Broadway theaters report that attendance and revenues accelerated in December, and were up more than 10 percent from comparable 2013 levels. Science Paper! Manhattan hotels also report that business has continued to essay and terrorism, be brisk toward the end of the year. Construction and Real Estate. The District's housing markets have shown signs of picking up in the closing weeks of 2014. Real estate contacts in western New York State indicate that the housing market has gained some momentum in the final months of 2014, particularly for trade-ups to mid-priced homes.

New York City's co-op and condo market showed continued strength in the final quarter of 2014: apartment sales volume was down from the exceptionally high levels of a year ago but still fairly brisk, while selling prices were up moderately. New York City's residential rental market has been mixed: Rents in Manhattan and format, Brooklyn have picked up somewhat and are up roughly 5 percent from a year ago, while Queens rents have been fairly steady. Residential rents elsewhere around the essays in jurisprudence, New York City metro area are reported to be up 4-6 percent from a year ago, while rents across upstate New York are up about 2 percent. Rental vacancy rates have risen slightly across the District, though they remain fairly low, especially in science format New York City. Multi-family construction remained fairly robust throughout most of the District in the fourth quarter. Commercial real estate markets were mixed but, on balance, somewhat stronger in essay and terrorism the fourth quarter.

In New York City, office availability rates continue to drift down to new multi-year lows, while asking rents are running 6-8 percent higher than a year ago. Availability rates also edged down in northern New Jersey but edged up in Long Island and paper format, across upstate New York. Rents outside New York City are generally little changed from a year earlier. Office construction across the District continues to be sparse at best. Industrial markets, however, mostly improved in the fourth quarter, as industrial availability rates continued to trend down in Long Island and northern New Jersey, while asking rents rose moderately. Manufacturing contacts across the District generally report that conditions improved somewhat in late 2014.

Moreover, a survey of New York City area purchasing managers points to an acceleration in business activity in December; and a trucking industry expert reports that business conditions have improved substantially in late 2014, reflecting both strong demand and falling diesel prices; truck drivers are in high demand. The job market overall showed further signs of strengthening in December, though contacts noted that this is a difficult time of year to gauge the market. Still, one employment agency notes that hiring activity has remained unusually robust across a range of industry sectors during this typically slow month. Another employment agency reports more of a typical seasonal lull but notes that more job candidates seem to be receiving multiple offers. Both contacts note increasing upward pressure on wages. Various contacts mention particularly strong demand for workers in information technology, human resources, customer service and trucking. Bankers report increased demand for honore ownership essays, commercial mortgages, commercial and industrial loans but steady demand for science paper, consumer and aquarius study summary, residential mortgage loans. Bankers note a continued decrease in demand for refinancing. Banks report that credit standards were mostly unchanged though there were slight indications of tightening in consumer loans and commercial mortgages. Respondents report a slight decrease in format spreads of essays and exercise, loan rates over cost of format, funds--mainly on consumer, as well as commercial and industrial loans. Respondents indicate no change in the average deposit rate, on balance.

Finally, bankers report continued decreases in delinquency rates on commercial mortgages and commercial and industrial loans, but an uptick in delinquencies for residential mortgages and some leveling off in rates on consumer loans. Lending volumes continued to grow at a modest pace, and credit quality continued to improve; however, more contacts expressed concern about loosening underwriting standards. As in the previous Beige Book, contacts reported slight increases in wages, home prices, and general price levels. Essay On World Peace! Contacts continued to anticipate moderate growth of economic activity over the next six months. Expectations of positive growth during the next six months remained at science paper format, historically elevated levels and were broad-based. Nearly two-thirds of the Third District manufacturing contacts reported positive expectations for growth. Overall, about plague thesis, one-third of the firms' contacts also continued to report that they expect to increase employment levels and capital expenditures. Only 10 percent or fewer of manufacturing contacts expected a decrease in employment, capital expenditures, or general activity.

Auto dealers continued to report moderate growth in sales year over year. A Pennsylvania contact described sales levels throughout the state as strong overall through two-thirds of paper format, December despite the typical seasonal slowdown. Statewide sales in New Jersey were steady between October and thesis, November; however, the year-over-year change was flat in October and up 8 percent in November. Auto dealers remain bullish for format, 2015, and low oil prices are shifting purchases from thesis statement, cars to trucks. Real Estate and Construction. Construction and leasing continued at a modest pace, according to nonresidential real estate contacts.

Demand continued for new industrial/warehouse projects and for projects in science paper format Center City Philadelphia and some outlying suburbs. Essays And Exercise! Contacts from architecture and engineering firms reported a significant increase in bids emerging for new projects, while competition from other firms has begun to abate. The falling competition was attributed to increased demand that has begun to stretch the capacity of some firms. Contacts continued to report incremental improvements in leasing activity in downtown and suburban Philadelphia, especially for office, residential, and retail spaces in Center City and select suburban office markets. The office space demand primarily represents a shift in the desired type of science paper, office space, rather than growth of office employment. Still, contacts are optimistic for continued growth of both new construction and leasing activity in 2015. Third District tourist areas reported mixed conditions for the early winter months. Several larger ski resorts have established a two-foot base of snow after a pre-Thanksgiving snowstorm staked them to an early season. However, unseasonably warm weather caused all the resorts to struggle to maintain good snow conditions and to oxford in jurisprudence, attract winter tourists. The warmer weather and special events have kept the paper, shore destinations reasonably busy during their off-season. However, many contacts remain concerned about the long-term impacts of casino closings in Atlantic City.

Casino revenues were down about essay peace, 10 percent in November year over year. Science Paper Format! Prices and controversy in indian politics, Wages. Paper! Payrolls increased at a modest pace, primarily in banking, freight services, and manufacturing. Staffing firms reported that the number of job openings and placements in energy and oxford essays in jurisprudence, manufacturing companies had risen slightly. Science Paper! Upward pressure on wages is limited to oxford essays in jurisprudence, experienced and science, technically skilled personnel across industry sectors. Overall, input and finished goods prices were stable. There were scattered reports of declining prices for metals and petroleum-based products and rising prices for some building materials. A large majority of factory representatives reported that capital spending in fiscal year 2015 will be moderately higher than prior-year levels, with monies being allocated mainly for new IT and capital equipment. Bubonic Plague Thesis Statement! Raw material prices were stable or lower during the paper, past six weeks; declines were seen in steel, copper, and petroleum-based products. Finished goods prices held steady.

New hiring continued at a modest pace, mainly in production and sales. Wage pressures are limited to high-skilled production workers, engineering, IT, and computer system personnel. Real Estate and Construction. Essays On Nutrition! Nonresidential builders reported pipeline activity generally ranging from paper, moderate to robust, and they indicated that the level of activity has increased relative to oxford in jurisprudence, a year ago. One builder commented that his customers feel more certain about risk-taking on high-value projects. For the most part, contractors are satisfied with their backlogs going into science paper format 2015.

Market demand is peace and terrorism broad based, although demand from manufacturers, healthcare providers, and higher education is strongest. There has also been a pickup in science requests for commercial space. Builders are optimistic in essays in jurisprudence their outlook for 2015. We heard a few comments about science, widening margins and growing opportunities for developing spec buildings. Several contractors reported that they are increasing their capital budgets for thesis, 2015, mainly to purchase heavy machinery. Science Paper Format! Building materials prices were stable other than for drywall and concrete, which have increased.

The diesel fuel surcharge is being reduced or eliminated. New hiring has diminished appreciably since early November due to the onset of winter weather. Several contractors reported that they are starting seasonal layoffs. Controversy In Indian Politics Religion! Unless business conditions deteriorate, hiring will resume later in the first quarter. Wage pressures are limited to craft workers and more experienced engineers and project managers. Subcontractors are pushing through rate increases at science paper, a faster pace than general contractors had anticipated; these increases are needed to cover rising costs, including for labor and to widen margins. Year-to-date sales through November of agency case study, new motor vehicles were about 5 percent higher compared to the same time period in 2013. Across many regions of the District, the share of SUV and truck sales was at its highest level of the year during November. Luxury vehicle purchases also picked up. These strong sales were mainly attributed to paper, declining gasoline prices. Our contacts are satisfied with current inventory.

Looking at 2015, dealers anticipate that the year-over-year change in unit volume will be positive, but increases will not be as strong as in 2014. There is some uncertainty as to the impact of on nutrition, sustained lower gasoline prices on new motor vehicle transactions. Little change in payrolls is expected during the winter months. Dealers continue to have difficulty finding skilled labor, especially technicians. Science Format! Tourism was at or above normal seasonal levels in the weeks since our prior report. A Baltimore hotel manager said that advance bookings were at expected levels, while an executive at a resort in essay on world the North Carolina mountains reported that the entire fourth quarter was very strong and advance bookings for 2015 were ahead of format, last year's pace. In Virginia and South Carolina, bookings were up, and a South Carolina hotelier commented that people were spending more frequently on essays in jurisprudence, holiday parties. A contact on the outer banks of North Carolina stated that advance bookings were at typical levels, and science, current tourist activity was humming along.

Rental rates and hotel rates were generally unchanged. Activity in commercial real estate markets increased modestly since the essay in indian religion, previous report. Science Format! District Realtors reported slight increases in ownership essays the amount of science format, retail leasing activity, but slower leasing activity in the office sector. Growth in rental rates varied by region and submarket. Commercial sales increased and prices rose slightly. Sales of retail space improved in Richmond, Virginia Beach, and controversy politics, Washington.

A broker in Virginia Beach commented that the retail sector continued to firm up, with retail rental rate growth and strengthening retail construction. A Charleston, West Virginia contact stated that office vacancy rates remained high and science, market activity was unchanged since the previous report. Ownership Oxford! On the format, other hand, a Columbia, South Carolina broker said that the office sector has been unreal and noted an increase in rental rates. A Virginia condominium developer reported an ownership oxford in jurisprudence, increase in new construction. Additionally, a Realtor in Charlotte said that previously announced office construction projects are coming out of the science paper, ground and ownership oxford in jurisprudence, there is science format a lot of contest criteria judging, business relocation activity. Agriculture and Natural Resources. Coal production remained at the same low level overall as in our previous report. A contact stated that West Virginia coal production levels are down slightly year-over-year, except in the northern part of the state, where production increased modestly in the last six weeks.

Coal prices are unchanged since our last report. Natural gas production increased moderately in recent weeks, and prices decreased slightly. District merchants noted holiday sales levels were solid for November and early reports for December indicate much the same. Automobile sales continued at a solid pace. Science! The hospitality sector reported a strong holiday season, continuing the essay peace and terrorism, level of format, activity that it had been experiencing all year long. Residential housing brokers and builders noted that home sales growth was flat to bubonic statement, slightly down from the previous month while home prices continued to appreciate.

Existing home inventories were flat from last month and new home inventories were flat to slightly up. Science! Commercial contractors described construction activity as improving, with the multifamily segment of the controversy politics, market noted as particularly strong. Science Format! Manufacturers indicated that overall activity strengthened since the previous report. On balance, banking contacts noted that loan demand improved. The District continued to experience job gains across most sectors. Agency Case Study Summary! Similar to the previous report, contacts noted only mild cost pressures. Consumer Spending and Tourism. Reports on tourism and business travel remained positive from late November through December. Tourism industry contacts reported a strong holiday season with high occupancy numbers at hotels and resorts. Hospitality contacts continued to report additional capital expenditures on paper format, tourism infrastructure as well as strong advanced bookings for the first two quarters of 2015 in the hotel and conference segments.

Real Estate and Construction. Incoming signals from District homebuilders were relatively unchanged since the last report. Contacts characterized construction activity as flat from the aquarius study, previous month and new home sales were flat to down slightly over the same period. Most builders indicated that the inventory of unsold homes was flat to slightly up compared with a month earlier. Modest home price appreciation continued to be reported. Builders' outlook for new home sales and construction activity over the next three months was fairly positive, with most indicating that they expect activity to be flat to paper format, slightly up.

Commercial real estate brokers across the controversy in indian religion, District continued to report improving demand, though they cautioned that the rate of improvement varied by metropolitan area, submarket, and property type. Commercial contractors noted continued strength in apartment construction and that the format, pace of nonresidential construction activity continued to increase modestly. The outlook among District commercial real estate contacts remains fairly optimistic. Manufacturing and Transportation. Ownership Oxford Essays! District transportation contacts reported slightly higher activity from late November through December compared with year earlier levels. Paper! Trucking and logistics contacts noted significant increases in demand; however, capacity constraints due to a lack of drivers continued to hinder growth.

Railroad contacts reported double-digit increases in shipments of grain, petroleum products, metallic ores, and military, machinery and transportation equipment. However, total rail traffic was flat compared with the previous reporting period. Maritime shippers cited significant capital expenditures in vessel capacity, including barges and petroleum tankers, as well as increased investments in LNG-powered ships. District ports experienced significant growth in container traffic compared with the same period last year. The majority of transportation contacts expect higher growth in 2015. Aquarius Advertising Agency Case Study Summary! Banking and science, Finance. Employment and in indian politics religion, Prices.

Businesses continued to cite little input cost pressure and limited pricing power, with some notable exceptions in commercial construction, transportation, real estate, and science paper format, food. The Atlanta Fed's December survey of business inflation expectations indicated that firms' year ahead unit cost expectations were essentially unchanged at 1.9 percent. Contacts also expressed a slight shift in their assessment of labor cost pressures over essay writing contest criteria judging the coming year with a growing number of science paper format, firms reporting acceleration in compensation budgets for thesis statement, 2015. Some firms conveyed they were increasing starting pay or planning to move above minimum wage in an effort to science, attract and retain their workforce. Conversely, several employers also reported that where possible, they were holding down base pay and instead adding benefits or performance bonuses. Natural Resources and Agriculture. While the District experienced varying degrees of drought ranging from writing contest, abnormally dry conditions to a few areas of severe drought, some areas of Alabama, Georgia, and the Florida panhandle saw some moderate improvement in drought conditions. Protein producers that rely on corn for feed reported improved margins because of continuing low corn prices. The most recent cotton and orange crop forecasts were slightly higher than last season's production.

Construction and Real Estate. Banking and science, Finance. Prices and aquarius agency study summary, Costs. Anecdotal reports from retail contacts indicated that consumer demand has grown since the science paper, previous reporting period. Retail contacts attributed growth to low gas prices, improving regional labor markets, and low interest rates. Additionally, initial reports indicated that holiday sales throughout the District have been higher than last year's holiday sales. Retail contacts also indicated they hired more seasonal employees this year than last year. Auto dealers reported that end-of-year sales remained above goals--although one contact reported that sales were more sluggish in recent months than in the third quarter. Contacts noted that inventories of advertising agency, luxury cars are increasing faster than sales for some dealers. Manufacturing and Other Business Activity. Plans for manufacturing activity remained positive in the most recent reporting period.

Firms in chemicals, aviation, packaging, and science paper, light machinery plan to hire new employees and expand operations in essays the Eighth District. Science Paper Format! In contrast, firms that manufacture furniture and paper reported plans to lay off workers or close facilities. Hiring plans among food manufacturers were mixed. Plans for activity in the District's service sector have also remained positive. Firms in logistics and information technology services reported new hiring and bubonic, expansion plans in the District.

In contrast, firms in courier, building maintenance, and science, business support services plan to summary, lay off employees. Reports from science format, firms in healthcare services were mixed. Real Estate and Construction. Home sales decreased in the Eighth District on a year-over-year basis. Essays On Nutrition And Exercise! Compared with the same month in 2013, November 2014 monthly home sales were down 11 percent in Louisville, 1 percent in Little Rock, 9 percent in Memphis, and 2 percent in St. Louis. Residential construction declined in format the majority of the District metro areas. November 2014 year-to-date single-family housing permits decreased in the majority of the bubonic plague thesis, District metro areas compared with the same period in 2013. Permits decreased 9 percent in Louisville, 16 percent in Little Rock, and 5 percent in St. Louis. Permits increased 2 percent in science paper format Memphis.

Commercial and industrial real estate market conditions in bubonic the District have continued to be mixed. Paper Format! A contact in Louisville reported modest improvement in essays on nutrition the office space market. A contact in Little Rock expressed concern regarding occupancy rates in the downtown office market. In contrast, a contact in Memphis noted strong leasing activity in the office market and a contact in St. Louis noted that tightening industrial market conditions are placing upward pressure on science paper, asking rents. Commercial and industrial construction has also been mixed throughout the District. Essays On Nutrition And Exercise! A contact in Louisville reported that a large employer has finalized plans for a distribution center near Jeffersontown, Kentucky. A contact in Little Rock reported that work on Arkansas's first outlet mall in southwest Little Rock will begin in January 2015. Contacts in Memphis noted that its access to rail, water, and air transportation continues to science format, encourage large employers to build distribution centers and retail stores in the area. A contact in St. Louis reported that a major employer recently broke ground on a new production facility.

Total loans outstanding at a sample of small and midsized District banks increased 1.2 percent from mid-September to mid-December. Real estate loans, which account for 71.1 percent of total loans, increased 0.6 percent over this period. Controversy Essay In Indian Religion! Commercial and industrial loans, which account for 16.3 percent of total loans, increased 3.0 percent over the period. Science Format! Loans to essay criteria, individuals, which account for 5.4 percent of total loans, increased 2.9 percent over paper format the period. On World And Terrorism! All other loans, which account for 7.3 percent of total loans, increased 1.8 percent over the period. During this period, total deposits at these banks increased 2.5 percent. Agriculture and Natural Resources.

As of late November, about 96 percent of the District winter wheat crop was rated in fair or better condition. On average, 81 percent of the winter wheat crop had emerged across the District. A rate slightly below the 5-year average progress rate for science paper format, this time of year. The majority of the slowdown was attributed to planting delays in Illinois because of wet weather conditions in October. Essay Judging! Year-to-date red meat production in the District was 8.7 percent lower in November 2014 than in the same month last year. Format! This decline was driven primarily by lower production in Illinois, Indiana, and Missouri, which collectively produce around 89 percent of the District's red meat output. Year-to-date coal production in the District was 2.8 percent higher in November 2014 than in the same month last year; coal production for November 2014 was about bubonic plague, 3.2 percent higher than in November 2013. Consumer Spending and Tourism.

Consumer spending increased moderately. A Minneapolis area mall reported heavy traffic early in the holiday season, followed by steady traffic later in the season; overall traffic and sales were flat to format, slightly higher compared with the previous year. A Montana mall reported strong sales activity the week before Christmas, with overall sales up nearly 10 percent compared with a year earlier. A representative of a retailers' association was optimistic about the holiday shopping season in North Dakota, based on reports of strong traffic at stores. A poll of Minnesota retailers taken after Thanksgiving weekend showed that half of respondents expected the holiday season to finish better than the previous year, with the balance mostly expecting sales similar to aquarius case study summary, 2013.

An auto dealer in Minnesota noted strong sales in December, particularly for corporate vehicle fleets. Science! Overall tourism was about level with a year ago. After an early snowfall and an early start to winter sports, warm weather reduced winter tourism in some areas during December. Low snowpack slowed snowmobiling and cross country skiing in northwestern Wisconsin, according to an official. Lift ticket and lodging sales were on par with a year ago, and future bookings were strong at a Montana ski resort.

Tourism in western South Dakota was up slightly compared with a year ago. Construction and Real Estate. Commercial construction activity was mixed. In Sioux Falls, S.D., the value of November commercial permits increased from a year ago. In Billings, Mont., commercial permits decreased in value in November from agency study, a year earlier. Residential construction activity in the District was down compared with a year ago. In the Minneapolis-St. Paul area, the science, value of December residential permits decreased 9 percent compared with December 2013. In November 2014, residential permits dropped in the Bismarck, N.D., area from November 2013.

November single-family residential building permits in Billings increased in value from the previous year, but multifamily permits decreased in value. The value of November residential permits in aquarius advertising agency study Sioux Falls increased from a year earlier. Activity in commercial real estate markets was mixed since the previous report. A real estate analytics firm noted that occupancy rates and revenue per science, available room were expected to bubonic thesis, drop from the third quarter to science, the fourth quarter of 2014 in the Minneapolis-St. Essays On Nutrition And Exercise! Paul area. A Minnesota property manager noted increased leasing activity for retail and office properties during the reporting period. Residential real estate market activity decreased from a year earlier. In the Sioux Falls area, November home sales were down 12 percent, inventory increased 1 percent, and science format, the median sales price increased 6 percent relative to a year earlier. Essays In Jurisprudence! November home sales in northwestern Wisconsin were down from a year earlier; the median sales price was down 6 percent. Minnesota home sales were down 13 percent in November from science paper format, a year earlier, the ownership, inventory of homes for sale increased 5 percent, and science paper, the median sales price rose 3 percent. November home sales in the Bismarck area were about level with the same period a year ago.

Activity at professional business services firms increased since the previous report. A law firm in the Minneapolis area noted a recent significant increase in merger and essay writing, acquisition activity among small startup firms. A logistics consulting firm in Minnesota noted increased billings since the previous report. A Minnesota architect noted steady activity since the previous report. Manufacturing activity increased slightly. A manufacturing index released by Creighton University (Omaha, Neb.) increased in December from the previous month in Minnesota and South Dakota, but it fell slightly in paper format North Dakota. However, the index remained at levels consistent with expansion in activity in essay contest criteria judging all three states. Format! Through October, manufactured exports in District states were up 1 percent compared with the same period a year earlier. A producer of and exercise, commercial windows noted that demand for its products doubled in the last six months.

The energy sector slowed slightly in science format response to lower output prices. Oil and gas exploration activity decreased in late December compared with a month earlier in Montana and North Dakota. However, a company announced plans for on nutrition, four new diesel and natural gas processing plants in North Dakota. Mining activity increased slightly. District iron ore mines were operating at science paper, near capacity, with production in contest judging November slightly higher than its level a year earlier. Overall agricultural conditions remained mixed since the previous report, with livestock and dairy producers faring better than crop farmers. According to format, the Minneapolis Fed's third-quarter (October) survey of agricultural credit conditions, 69 percent of aquarius agency, respondents said farm incomes had fallen from a year earlier, while 63 percent reported decreases in capital spending.

The fourth quarter outlook was weaker, as 81 percent of lenders expected farm incomes to science paper, fall, while 77 percent expected capital spending to decrease from a year earlier. Prices received by farmers in December decreased from a year earlier for corn, soybeans, wheat, hay, and milk; prices increased for cattle, hogs, eggs, and poultry. Criteria Judging! Employment, Wages, and Prices. Labor markets continued to tighten since the previous report. In Minnesota, a bank announced plans to hire up to 3,000 new employees companywide in 2015.

A holiday seasonal retailer in the Minneapolis-St. Science Format! Paul area reported increased difficulty finding workers. A contact in the Upper Peninsula of Michigan noted difficulty finding skilled construction workers. Lower oil prices led to an overall slowing in hiring in the energy producing regions of on nutrition, North Dakota and Montana, but labor conditions remained tight. Contacts noted a continued shortage of truck drivers. In contrast, a distribution center in Minnesota will close, eliminating almost 70 jobs. While overall wage increases remained modest, there were examples of steeper increases in some regions and industries. Some construction firms in the Minneapolis-St. Science! Paul area noted that labor costs have increased recently. Case Study! In addition, some managers at Minneapolis-St. Format! Paul area restaurants indicated that they were increasing wages to honore oxford essays, attract employees.

An assisted living facility in eastern North Dakota was offering $10,000 signing bonuses to paper format, fill positions for nurses, according to essay contest criteria judging, a report. Overall price increases were modest, but some decreases were noted. Minnesota gasoline prices at the end of December were 75 cents per gallon lower than in mid-November and a dollar per gallon lower than a year ago. Metals prices generally decreased since the science format, previous report. Manufacturing and Other Business Activity. Real Estate and essay, Construction.

Wages and Prices. The price of West Texas Intermediate crude oil fell sharply over the reporting period, as global supply growth met softer international demand. The price of science paper format, natural gas dropped, as did gasoline and on-highway diesel prices. Reports of rising wage pressures were less prevalent than in the previous report. Writing Contest! Staffing services firms noted continued wage pressures, particularly for certain sectors and positions, although one firm said companies continued to science format, resist wage increases. Upward wage pressure on semi-skilled positions in manufacturing eased, but contacts noted continued pressure for high-skilled labor mostly in high-tech and food manufacturing. Essays On Nutrition And Exercise! Airlines reported higher salaries, and one brick manufacturer said they plan to increase wages in the near future. High-tech manufacturers said overall demand held steady over the last six weeks, but they noted that demand for science paper, high-speed processors, in advertising study particular, picked up recently.

Respondents expect sales growth in 2015 to be slower compared with the past several years, but to remain well above the long-term trend. They also anticipate growth in electronic devices to outperform the rest of the format, industry. Food producers said demand was unchanged over the reporting period and flat from a year ago. Chemical producers reported higher production rates in November compared with year-ago levels. Gulf Coast chemical manufacturers, who use natural gas to essays, fuel their operations, said the lower price of oil has narrowed their competitive edge over their foreign competitors that rely more on paper, oil for production. This development, combined with weaker global demand and a strong dollar has led to a decline in contest exports of chemical products. Refinery utilization rates increased, and paper format, outlooks for refiners and chemical manufacturers remained positive.

Automobile sales held steady or increased slightly, and demand was up from a year ago. Inventories were generally high because of the low cost of carrying inventory. Some auto dealers were front loading inventory of Ford trucks as the new model will be slow to roll out. Outlooks for 2015 were positive. Transportation service firms said overall cargo volumes held steady or increased. Shipping cargo volumes increased, boosted by notable growth in essay writing judging steel tonnage, and trucking firms reported stable demand. Airlines said passenger demand held steady since the previous report but was up slightly from a year ago. Domestic airline demand remained strong, and outlooks were positive. Paper Format! Construction and Real Estate.

Office leasing activity remained strong, but one contact noted a slight pull back in demand from oil and plague thesis statement, gas firms. Science! Industrial demand was solid in Houston but slowed in Dallas. A few contacts said that investors are taking a wait-and-see approach because of the steep decline in oil prices. Outlooks were positive, but there was some concern about the elevated level of construction in the Houston office and Dallas industrial markets. Overall price inflation remained modest during the peace and terrorism, reporting period. In general, input costs were fairly stable. However, increases in the cost of various construction materials were widespread. Shortages of truck drivers contributed to increases in shipping costs in some areas, even amid fuel price declines. Supply constraints boosted wholesale prices of produce and meat. Effects on retail prices tended to be minimal, but selected areas saw significant jumps. Format! Wholesale prices of agricultural commodities, such as grains, were stable or declined.

Oil price declines contributed to a drop in prices in the energy-intensive aluminum production sector. Vigorous online competition exerted downward price pressures in selected retail clothing segments. In general, wages continued to increase at a modest pace during the reporting period. Several contacts reported that wages were flat or had increased at about the rate of essay, price inflation in their area. Labor shortages boosted wages of truck drivers, aerospace engineers, and construction machinists and framers. Regarding total compensation, some contacts noted that increases in employee medical insurance premiums tended to offset any increases in wages and format, salaries. Retail Trade and Services. Overall retail sales activity grew moderately during the reporting period. Holiday spending tended to essays and exercise, be higher than in recent years and notably so in some areas.

Sales met most expectations, with few reports of excess inventories. Science Paper! Higher-priced items, electronics, men's and women's clothing, cosmetics, and accessories sold well. Online sales growth exceeded in-store growth. Auto sales were robust in some areas, but came in somewhat below expectations in in indian politics religion other regions. Format! Contacts attributed stronger overall holiday sales to continued improvement in employment conditions and decreases in gas prices. Agency Case Study! Many contacts are optimistic that these developments will continue to spur retail spending in 2015. Demand for business and consumer services grew moderately during the reporting period.

Demand for cloud computing services continued to increase. Sales in the limited service segment of the restaurant sector slowed a bit in November but ticked back up as the holiday season progressed. Holiday spending in this segment was higher than in 2013, and contacts expect that lower gas prices will continue to boost customer traffic in paper format the new year. Travel and advertising case summary, tourism to Southern California grew substantially in 2014, and contacts expect this trend to continue into 2015. In particular, travel from China grew rapidly in science paper format 2014, and new extended visa rules for Chinese visitors should encourage even more tourism.

Improved snow conditions and declines in gas prices contributed to a year-over-year increase in thesis skier visits to the eastern Sierra Nevadas during the reporting period. Spending per visitor at ski destinations also increased. Overall District manufacturing activity grew moderately during the reporting period. Contacts reported that energy demand from manufacturers was solid. Biotechnology and pharmaceutical manufacturing earnings were healthy. Semiconductor producers reported year-to-date worldwide sales increased 10 percent from the science paper format, same period a year earlier, while U.S. sales were up 12 percent. Commercial aircraft production was strong. Order backlogs remained sizable, but contacts were somewhat concerned that the decline in oil prices may cause airlines to start deferring purchases of more fuel-efficient planes.

Sequestration continued to erode revenues and capacity utilization in the defense aerospace sector, as the rate of new program starts declined. Increases in controversy in indian the pace of commercial construction boosted domestic demand for science format, recycled steel and metals. However, the stronger dollar and weaker foreign demand reduced exports of these materials. Agriculture and Resource-Related Industries. Agricultural conditions in the District were mixed during the reporting period. Essay Politics! Declines in petroleum prices contributed to paper format, reductions in the cost of gas and fertilizer. However, some farmers also faced lower prices for their commodities. Plague Thesis! In some areas, restaurants purchased fewer vegetables. Dairy farm profits increased significantly over the past year, but milk futures prices declined recently.

Uncertainty regarding future water availability in California slowed new plantings of permanent crops. Declines in demand from Japan and China contributed to a reduction in exports of logs. However, modest increases in the pace of new home construction in some areas slightly elevated domestic demand for format, logs. Real Estate and Construction. Bubonic Thesis Statement! Real estate activity advanced during the reporting period.

The pace of new single-family home construction increased modestly in some areas of the District, with relatively more activity in urban areas than in science paper format rural areas. However, some contacts cited increasing costs of materials and labor and a shortage of available lots in some areas in their projections that the pace of new construction will fall back in 2015. Writing! Indeed, these contacts reported that the pace of science paper, construction permit issuance has declined. A few contacts indicated that home sales picked up a bit in December, but some contacts reported that insufficient inventory is damping the pace of sales. Essays And Exercise! Multifamily residential real estate construction activity was strong in science paper format many areas of the District during the essay, reporting period. Retail, office, industrial, or infrastructure projects also were widespread. Most contacts viewed the pace of construction as healthy. However, one contact reported that some investors are concerned that, given planned construction, there soon will be an excess supply of multifamily units in their area. Lending activity in format the District was mixed during the reporting period. Essay In Indian! Some contacts reported a significant increase in science loan demand, mostly in on nutrition and exercise the construction segment.

Other contacts reported that overall loan demand remained somewhat weak. In some areas, businesses with sufficient cash turned towards internal financing. Deposit growth was strong in many areas, and science paper, banks have ample liquidity. Stiff competition for ownership essays, high-quality borrowers exerted downward pressure on loan interest rates, and declines in net interest margins were widespread. Some contacts reported that compressed margins contributed to increased acquisitions as smaller banks combined in order to reduce operating costs.

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oncologist resume ON THIS PAGE : You will learn about the different ways doctors use to treat men with prostate cancer. To see other pages, use the menu. This section tells you the science paper format, treatments that are the standard of case study, care for science paper this type of cancer. “Standard of honore ownership in jurisprudence, care” means the best treatments known. When making treatment plan decisions, patients are also encouraged to consider clinical trials as an option. A clinical trial is a research study that tests a new approach to treatment. Doctors want to learn if it is safe, effective, and possibly better than the standard treatment. Clinical trials can test a new drug, a new combination of science, standard treatments, or new doses of standard drugs or other treatments.

Your doctor can help you consider all your treatment options. To learn more about clinical trials, see the About Clinical Trials and Latest Research sections. In cancer care, different types of doctors often work together to create an plague thesis overall treatment plan that may combine different type of treatments. This is called a multidisciplinary team. Cancer care teams also include a variety of science format, other health care professionals, including physician assistants, oncology nurses, social workers, pharmacists, counselors, dietitians, and essays in jurisprudence others. Descriptions of the science paper format, most common treatment options for prostate cancer are listed below, followed by an outline of general approaches to treatment according to stage. Treatment options and recommendations depend on several factors, including the type and plague thesis statement stage of science format, cancer, possible side effects, and the patient’s preferences and overall health. Your care plan may also include treatment for symptoms and side effects, an important part of cancer care. Take time to religion learn about your treatment options and be sure to ask questions if something is science format unclear. Also, talk with your doctor about the goals of each treatment, the on nutrition and exercise, likelihood that the treatment will work, what you can expect while receiving the science paper format, treatment, and the possible urinary, bowel, sexual, and hormone-related side effects of treatment.

Men should also discuss with their doctor how the various treatment options affect recurrence, survival, and quality of life. Ownership Oxford Essays In Jurisprudence. In addition, the success of science, any treatment often depends on the skill and essays on nutrition expertise of the physician or surgeon, so it is format important to find doctors who have experience treating prostate cancer. Learn more about making treatment decisions. Active surveillance and watchful waiting. If prostate cancer is found at an early stage, is growing slowly, and treating the cancer would cause more discomfort than the disease, a doctor may recommend active surveillance or watchful waiting. Active surveillance. Aquarius Advertising Agency Case Study. Prostate cancer treatments can cause side effects, such as erectile dysfunction, which is the inability to get and paper maintain an erection, and incontinence, which is the inability to control urine flow. These treatments for prostate cancer may seriously affect a man’s quality of life. For this reason, many men with very early prostate cancer and their doctors consider postponing cancer treatment rather than starting treatment immediately.

During active surveillance, the aquarius agency, cancer is science format closely monitored for signs that it is worsening. Active surveillance is usually preferred for ownership oxford essays in jurisprudence men with a long life expectancy who may benefit from curative local therapy (see below) if the cancer shows signs of getting worse. Format. ASCO endorses recommendations from essays CancerCare Ontario concerning active surveillance, which recommend active surveillance for science format most patients with a Gleason score of 6 or below with cancer that has not spread beyond the controversy in indian, prostate. Sometimes, active surveillance may be an option for men with a Gleason score of format, 7. ASCO encourages the religion, following testing schedule for active surveillance: A PSA test every 3 to 6 months. A DRE at least once every year. Another prostate biopsy within 6 to 12 months, then a biopsy at least every 2 to 5 years. A patient should receive treatment if the results of the tests done during active surveillance show signs of the paper format, cancer becoming more aggressive or spreading, causes pain, or blocks the urinary tract. Watchful waiting. Essay. Watchful waiting may be an science paper option for essays much older men and science paper format those with other serious or life-threatening illnesses who are expected to live less than 5 years.

With watchful waiting, routine PSA tests, DRE, and biopsies are not usually performed. If a patient develops symptoms from the prostate cancer, such as pain or blockage of the urinary tract, then treatment may be recommended. Essays. This may include ADT (see “Systemic treatments” below). Men who start on active surveillance who later have a shorter life expectancy may switch to paper format watchful waiting at some point to summary avoid repeated tests and science paper format biopsies. Doctors must be cautious that they do not make errors in judging the disease. Ownership Oxford. In other words, doctors must collect as much information as possible about the patient’s other illnesses and science life expectancy to determine whether active surveillance or watchful waiting is appropriate for each patient. In addition, many doctors recommend a repeat biopsy shortly after diagnosis to confirm that the cancer is in an early stage and growing slowly before considering active surveillance for an otherwise healthy man. New information is becoming available all the writing contest criteria judging, time, and it is important for men to discuss these issues with their doctor to make the science format, best decisions about treatment. Learn more about on world peace, ASCO’s endorsement of recommendations for science paper format active surveillance on Local treatments get rid of cancer from bubonic plague statement a specific, limited area of the body. Such treatments include surgery and radiation therapy.

For men diagnosed with early-stage prostate cancer, local treatments may get rid of the cancer completely. However, if the cancer has spread outside the science, prostate gland, other types of on world peace, treatment called systemic treatments (see next section, below) may be needed to destroy cancer cells located in other parts of the body. Surgery is the removal of the tumor and some surrounding healthy tissue during an operation. It is used to science paper try to eliminate a tumor before it spreads outside the prostate. A surgical oncologist is a doctor who specializes in and exercise treating cancer using surgery. For prostate cancer, an urologist or urologic oncologist is the surgical oncologist involved in treatment.

The type of surgery depends on the stage of the science, disease, the man’s overall health, and other factors. Surgical options include: Radical (open) prostatectomy. A radical prostatectomy is the writing contest, surgical removal of the entire prostate and the seminal vesicles. Science Paper. Lymph nodes in the pelvic area may also be removed. Writing Contest Judging. This operation has the risk of interfering with sexual function. Nerve-sparing surgery, when possible, increases the chance that a man can maintain his sexual function after surgery by avoiding surgical damage to the nerves that allow erections and orgasm to occur. Orgasm can occur even if some nerves are cut because these are 2 separate processes.

Urinary incontinence is science format also a possible side effect of radical prostatectomy. Essays On Nutrition And Exercise. To help resume normal sexual function, men can receive drugs, penile implants, or injections. Sometimes, another surgery can fix urinary incontinence. Robotic or laparoscopic prostatectomy. This type of surgery is possibly much less invasive than a radical prostatectomy and may shorten recovery time. Science. A camera and instruments are inserted through small keyhole incisions in advertising agency the patient’s abdomen. The surgeon then directs the robotic instruments to remove the prostate gland and science some surrounding healthy tissue.

In general, robotic prostatectomy causes less bleeding and less pain, but the sexual and urinary side effects can be similar to those of a radical (open) prostatectomy. Talk with your doctor about peace, whether your treatment center offers this procedure and science paper format how it compares with the results of the conventional radical (open) prostatectomy. Learn more about the essay peace and terrorism, basics of cancer surgery. Radiation therapy is the use of high-energy rays to destroy cancer cells. A doctor who specializes in giving radiation therapy to treat cancer is called a radiation oncologist.

A radiation therapy regimen (schedule) usually consists of science, a specific number of treatments given over a set period of aquarius advertising agency summary, time. The types of radiation therapy used to treat prostate cancer include: External-beam radiation therapy. External-beam radiation therapy is the most common type of science, radiation treatment. Plague. The radiation oncologist uses a machine located outside the body to focus a beam of x-rays on the area with the cancer. Science Paper. Some cancer centers use conformal radiation therapy (CRT), in religion which computers help precisely map the location and shape of the cancer. CRT reduces radiation damage to science format healthy tissues and essay contest criteria judging organs around the tumor by directing the radiation therapy beam from format different directions to focus the dose on bubonic plague, the tumor. Intensity-modulated radiation therapy (IMRT). IMRT is a type of external-beam radiation therapy that uses CT scans to form a 3-dimensional (3D) picture of the prostate before treatment.

A computer uses this information about the size, shape, and location of the prostate cancer to determine how much radiation is needed to destroy it. With IMRT, high doses of science paper format, radiation can be directed at the prostate without increasing the risk of essays in jurisprudence, damaging nearby organs. Proton therapy. Proton therapy, also called proton beam therapy, is science paper a type of external-beam radiation therapy that uses protons rather than x-rays. At high energy, protons can destroy cancer cells.

Current research has not shown that proton therapy provides any more benefit to men with prostate cancer than traditional radiation therapy. It is also more expensive. Brachytherapy. Brachytherapy, or internal radiation therapy, is the and exercise, insertion of format, radioactive sources directly into the prostate. These sources, called seeds, give off radiation just around the area where they are inserted and may be left for a short time (high-dose rate) or for a longer time (low-dose rate). Low-dose rate seeds are left in the prostate permanently and work for up to 1 year after they are inserted. Ownership Oxford. However, how long they work depends on the source of radiation used. Science. High-dose rate brachytherapy is honore oxford essays in jurisprudence usually left in the body for less than 30 minutes, but may need to be given more than once. Brachytherapy may be used with other treatments, such as external-beam radiation therapy and/or androgen deprivation therapy. ASCO recommends the following brachytherapy options:

Men with low-risk prostate cancer who need or choose an active treatment may consider low-dose rate brachytherapy. Science Paper Format. Other options include external-beam radiation therapy or a radical prostatectomy. Men with intermediate-risk prostate cancer who choose external-beam radiation therapy (with or without androgen deprivation therapy) should be offered either a low-dose rate or high-dose rate brachytherapy boost. For a brachytherapy boost, a lower dose of radiation is given for a shorter period of time. Some men with intermediate-risk prostate cancer may be able to receive only brachytherapy without external-beam radiation therapy or androgen deprivation therapy. Men with high-risk prostate cancer who are receiving external-beam radiation therapy and bubonic thesis androgen deprivation therapy should be offered a low-dose rate or high-dose rate brachytherapy boost.

Radiation therapy may cause immediate side effects such as diarrhea or other problems with bowel function, such as gas, bleeding, and science paper format loss of on world peace, control of bowel movements; increased urinary urge or frequency; fatigue; erectile dysfunction; and rectal discomfort, burning, or pain. Most of these side effects usually go away after treatment, but erectile dysfunction is usually permanent. Many side effects of science format, radiation therapy may not show up until months or years after treatment. See the Follow-up Care section for more information about long-term side effects. Learn more about the basics of radiation therapy. Focal therapies are noninvasive treatments that destroy small prostate tumors without treating the rest of the prostate gland. These treatments use heat, cold, and other methods to treat cancer, primarily for men with low-risk or intermediate-risk prostate cancer.

They are still being studied at this time and have not been endorsed as standard treatment options. Focal therapies are done as part of clinical trials. An example of focal therapy is cryosurgery, also called cryotherapy or cryoablation. It is the freezing of cancer cells with a metal probe inserted through a small incision in the area between the essay writing, rectum and the scrotum, the skin sac that contains the testicles. It is not an established therapy or standard of format, care for men newly diagnosed with prostate cancer.

Cryosurgery has not been compared with radical prostatectomy or radiation therapy, so doctors do not know if it is a comparable treatment option. Its effects on urinary and sexual function are also not well defined. Doctors use treatments such as ADT, chemotherapy, and controversy in indian religion novel agents to reach cancer cells throughout the body. This is format called systemic treatment. Because prostate cancer growth is driven by plague male sex hormones called androgens, lowering levels of these hormones can help slow the growth of the cancer. The most common androgen is testosterone. Testosterone levels in the body can be lowered either by paper format surgically removing the testicles, known as surgical castration, or by taking drugs that turn off the function of the testicles, called medical castration. On World. Which ADT method is science paper format used is less important than the main goal: that testosterone levels are lowered.

ADT is used to treat prostate cancer in different situations, including locally advanced, recurrent prostate cancer, and metastatic prostate cancer. Metastatic prostate cancer is essays on nutrition cancer that has spread to another part of the science format, body. Some of the honore ownership oxford essays in jurisprudence, situations in science format which ADT may be used include: Men with NCCN-based intermediate-risk and high-risk prostate cancer who are having definitive therapy with radiation therapy are candidates for ADT. In Indian. Definitive therapy is a treatment given with the intent to cure the paper, cancer. Men with intermediate-risk prostate cancer should receive ADT for at honore oxford essays, least 6 months. Those with high-risk prostate cancer should receive ADT for 24 to 36 months. ADT may also be given to men who have had surgery and microscopic cancer cells were found in the removed lymph nodes. ADT is done to eliminate any remaining cancer cells and reduce the paper format, chance the cancer will return. Writing Criteria. This is known as adjuvant therapy.

Although the use of adjuvant ADT is controversial, some specific patients appear to benefit from paper format this approach. ADT should also be considered as adjuvant therapy if prostate cancer has been found in the lymph nodes after a radical prostatectomy. Bilateral orchiectomy. Bilateral orchiectomy is the surgical removal of both testicles and plague was the first treatment used for metastatic prostate cancer more than 70 years ago. Even though this is an operation, it is paper format considered an ADT because it removes the main source of testosterone production, the testicles.

The effects of this surgery are permanent and cannot be reversed. LHRH agonists. LHRH stands for luteinizing hormone-releasing hormone. Medications known as LHRH agonists prevent the testicles from receiving messages sent by the body to make testosterone. By blocking these signals, LHRH agonists reduce a man’s testosterone level just as well as removing his testicles. Unlike surgical castration, the effects of LHRH agonists are often reversible, so testosterone production usually begins again once a patient stops treatment. However, testosterone recovery can take any time from 6 months to 24 months, and for a small proportion of patients testosterone recovery does not happen. LHRH agonists are injected or placed as small implants under the skin. Depending on the drug used, they may be given once a month or once a year. Essays On Nutrition. When LHRH agonists are first given, testosterone levels briefly increase before falling to science paper very low levels.

This effect is known as a “flare.” Flares occur because the testicles temporarily release more testosterone in response to the way LHRH agonists work in the body. This flare may increase the activity of prostate cancer cells and cause symptoms and side effects, such as bone pain in men with cancer that has spread to the bone. LHRH antagonist. This class of drugs, also called a gonadotropin-releasing hormone (GnRH) antagonist, stops the testicles from controversy essay politics religion producing testosterone like LHRH agonists, but they reduce testosterone levels more quickly and do not cause a flare. The FDA has approved 1 drug, degarelix (Firmagon), given by monthly injection, to treat advanced prostate cancer. One side effect of science paper, this drug is that it may cause a severe allergic reaction. Anti-androgens. While LHRH agonists and antagonists lower testosterone levels in advertising agency case study summary the blood, anti-androgens block testosterone from binding to so-called “androgen receptors,” which are chemical structures in cancer cells that allow testosterone and other male hormones to enter the science paper format, cells. These drugs include bicalutamide (Casodex), flutamide (Eulexin), and nilutamide (Nilandron) and are taken as pills. Anti-androgens are usually given to men who have “hormone-sensitive” prostate cancer, which means that the plague thesis statement, prostate cancer still responds to testosterone suppression therapy.

Anti-androgens are not usually used by themselves in prostate cancer treatment. Combined androgen blockade. Sometimes anti-androgens are combined with bilateral orchiectomy or LHRH agonist treatment to format maximize the blockade of male hormones. This is because even after the testicles are no longer producing hormones, the adrenal glands still make small amounts of androgens. Essay On World. Many doctors also feel that this combined approach is the safest way to start ADT, as it prevents the possible flare that sometimes happens in response to LHRH agonist treatment.

Some, but not all, research has shown that combined androgen blockade can help patients live longer than treatment with just ADT, surgery, or LHRD agonists or antagonists. Therefore, some doctors prefer to give combined drug treatment, while others may only give the combination early in paper format the treatment to prevent the flare. Traditionally, ADT was given for the patient’s lifetime or until it stopped controlling the bubonic plague thesis statement, cancer. Then the cancer was called castration-resistant, meaning that ADT has stopped working, and other treatment options were considered. During the past 2 decades, researchers have studied the use of science paper format, intermittent ADT, which is ADT that is given for essay judging specific times and then stopped temporarily according to a schedule. Science. Using ADT in thesis this way may lower the side effects and improve a patient’s quality of life. Only patients without evidence of metastases are candidates for this approach.

Intermittent ADT has not been shown to be equivalent or superior to lifelong ADT in men with metastatic disease. ADT will cause side effects that will generally go away after treatment has finished, except in men who have had an orchiectomy. General side effects of ADT include: Loss of sexual desire. Hot flashes with sweating. Gynecomastia, which is growth of breast tissue that sometimes can lead to discomfort. Cognitive dysfunction and memory loss.

Loss of muscle mass. Osteopenia or osteoporosis, which is thinning of bones. Although testosterone levels may recover after stopping ADT, some men who have had medical castration with LHRH agonists for many years may continue to have hormonal effects, even if they are no longer taking these drugs. Another serious side effect of ADT is the format, risk of developing metabolic syndrome. Metabolic syndrome is a set of conditions, such as obesity, high levels of blood cholesterol, and bubonic statement high blood pressure that increases a person’s risk of heart disease, stroke, and diabetes. Currently, it is not certain how often this happens or exactly why it happens, but it is quite clear that patients who receive a surgical or medical castration with ADT have an increased risk of developing metabolic syndrome. Science Paper Format. The risk is increased even if the medical castration is temporary. Find out more about the symptoms of hormone deprivation and how to manage them.

The risks and benefits of castration should be carefully discussed with your doctor. For men with metastatic prostate cancer, especially if it is advanced and causing symptoms, most doctors believe that the benefits of contest, castration far outweigh the risks of side effects. Aggressive management of side effects is very important for patients receiving ADT. These include getting regular exercise, quitting smoking, following a healthy diet, supplementing vitamin D and calcium intake, and receiving aggressive, preventive cardiovascular follow-up care. Chemotherapy is the use of paper, drugs to destroy cancer cells, usually by stopping their ability to on world peace and terrorism grow and divide. Science Format. Chemotherapy is usually given by a medical oncologist, a doctor who specializes in treating cancer with medication. Systemic chemotherapy gets into the bloodstream to reach cancer cells throughout the body. Chemotherapy for prostate cancer is given through an statement intravenous (IV) tube placed into a vein using a needle. Science Paper. It may help patients with advanced or castration-resistant prostate cancer. A chemotherapy regimen usually consists of a specific number of cycles given over honore oxford in jurisprudence a set period of time.

There are several standard drugs used for prostate cancer. In general, standard chemotherapy begins with docetaxel (Taxotere) combined with a steroid called prednisone (multiple brand names). This chemotherapy has been shown to help men with metastatic castration-resistant prostate cancer live longer when compared with another chemotherapy drug, mitoxantrone (Novantrone). Mitoxantrone was one of the first chemotherapies approved for metastatic castration-resistant prostate cancer, but it is not commonly used. Mitoxantrone is science paper most useful for controlling pain from the cancer and is sometimes considered in specific situations. The FDA has also approved another drug, cabazitaxel (Jevtana), based on essays and exercise, research that showed it improved survival when compared with mitoxantrone for patients whose disease progressed after having docetaxel. In clinical trials, cabazitaxel was compared with docetaxel in patients who had not received chemotherapy. In these patients, treatment with cabazitaxel was not better than treatment with standard docetaxel. Format. Another study compared the standard dose with a lower dose of cabazitaxel in people whose tumors grew after treatment with docetaxel. This study did not find that the lower dose helped patients live longer; however, they did have fewer side effects.

Recent research shows that adding chemotherapy after the completion of 2 years of ADT for men with high-risk prostate cancer who are having definitive radiation therapy is an honore oxford in jurisprudence effective approach to reduce recurrence and improve survival. Although these results are interesting, longer follow-up is required to see if this treatment helps people with prostate cancer. In general, the science paper, side effects of chemotherapy depend on the individual, the type of chemotherapy received, the dose used, and the length of treatment, but they can include fatigue, sores in the mouth and throat, diarrhea, nausea and essays and exercise vomiting, constipation, blood disorders, nervous system effects, changes in thinking and paper format memory, sexual and reproductive issues, appetite loss, pain, and hair loss. The side effects of chemotherapy usually go away once treatment has finished. However, some side effects may continue, come back, or develop later. Advertising Study Summary. Ask your doctor which side effects you may experience, based on your treatment plan.

Your health care team will work with you to manage or prevent many of paper format, these side effects. Learn more about the controversy essay politics, basics of chemotherapy and preparing for treatment. The medications used to treat cancer are continually being evaluated. Science. Talking with your doctor is often the best way to learn about the medications prescribed for advertising case summary you, their purpose, and format their potential side effects or interactions with other medications. Learn more about your prescriptions by using searchable drug databases. New research shows a role for chemotherapy and ADT in the treatment of metastatic prostate cancer. For example, 2 recent clinical trials showed that men with metastatic, hormone-sensitive prostate cancer who received docetaxel with ADT survived longer than men who received only ADT.

All patients should have a thorough discussion with their doctor about the potential benefits and risks of bubonic thesis statement, receiving chemotherapy. Sipuleucel-T (Provenge) is an immunotherapy. Immunotherapy is designed to boost the body’s natural defenses to fight the cancer. Format. It uses materials made either by aquarius advertising the body or in a laboratory to improve, target, or restore immune system function. Sipuleucel-T is paper format adapted for each patient.

Before treatment, blood is removed from the patient in a process called leukapheresis. Special immune cells are separated from the patient’s blood, modified in the laboratory, and then put back into the patient. At this point, the patient’s immune system may recognize and destroy prostate cancer cells. When this treatment is used, it is difficult to know if the treatment is working to treat the cancer because treatment with Sipuleucel-T does not lead to PSA reductions, shrinking of the tumor, or keeping the cancer from getting worse. However, results from clinical trials have shown that treatment with sipuleucel-T can increase survival in men with castration-resistant metastatic prostate cancer with few or no symptoms. Getting care for symptoms and side effects.

Cancer and its treatment often cause side effects. Criteria Judging. In addition to treatment to slow, stop, or eliminate the cancer, an important part of cancer care is relieving a person’s symptoms and side effects. Science Format. This approach is called palliative or supportive care, and it includes supporting the patient with his physical, emotional, and social needs. Palliative care is any treatment that focuses on reducing symptoms, improving quality of life, and supporting patients and in indian politics religion their families. Any person, regardless of age or type and stage of cancer, may receive palliative care. It works best when palliative care is started as early as needed in format the cancer treatment process. People often receive treatment for the cancer and treatment to ease side effects at honore ownership oxford essays, the same time. In fact, patients who receive both often have less severe symptoms, better quality of life, and report they are more satisfied with treatment. Palliative treatments vary widely and often include medication, nutritional changes, relaxation techniques, emotional support, and other therapies. You may also receive palliative treatments similar to those meant to science eliminate the cancer, such as chemotherapy, surgery, or radiation therapy. Talk with your doctor about the goals of each treatment in your treatment plan.

Transurethral resection of the prostate (TURP). TURP is most often used to aquarius relieve symptoms of a urinary blockage, not to science treat prostate cancer. In this procedure, with the patient under full anesthesia, which is medication to block the awareness of pain, a surgeon inserts a narrow tube with a cutting device called a cystoscope into the urethra and then into the prostate to remove prostate tissue. Strontium and writing samarium. These radioactive substances (beta-emitters) are given by injection and absorbed near the area of bone pain. Paper. The radiation that is aquarius advertising agency case released helps relieve the pain, probably by causing the paper, tumor in the bone to essay on world shrink.

Neither substance helps patients live longer. Radium - 223. This is a different class of science format, radioactive substance (alpha-emitter). It mimics calcium and targets areas in the bone affected by agency summary prostate cancer. Paper Format. A recent clinical trial in in indian politics men with metastatic castration-resistant prostate cancer with disease largely in the bone demonstrated that men receiving radium-223 plus the best supportive care lived longer compared with those receiving only the science paper format, best supportive care. Radium-223 is given by ownership essays in jurisprudence injection every month for 6 months. This treatment is given by science a radiation oncologist or a nuclear medicine doctor. Your medical oncologist should continue to follow your care during this treatment.

Some people should not receive this treatment, so discuss with your doctor whether this medication is on world peace and terrorism best for your situation. Bone-modifying drugs. Prostate cancer that has spread to the bone or ADT for format prostate cancer can weaken a patient’s bones and lead to bone pain and an increased risk of breaks known as fractures. Essay Writing Contest Judging. Therefore, bone-modifying drugs like denosumab (Prolia) and zoledronic acid (Zometa) may be given to science paper format men diagnosed with metastatic castration-resistant prostate cancer to help reduce bone complications. Some men receiving ADT may also be given a bone-modifying drug less frequently and at a lower dose or different schedule to minimize the bone loss associated with ADT.

A possible condition associated with bone-modifying drugs is honore essays in jurisprudence osteonecrosis of the jaw. It is an uncommon but serious condition. The symptoms of science paper, osteonecrosis of the jaw include pain, swelling, and infection of the essays on nutrition and exercise, jaw; loose teeth; and paper format exposed bone. Before treatment begins, talk with your health care team, including your dentist, about the possible side effects of essay in indian religion, your specific treatment plan and palliative care options. And during and after treatment, be sure to tell your doctor or another health care team member if you are experiencing a problem so it can be addressed as quickly as possible. Science Paper Format. Learn more about essays and exercise, palliative care. Developing a Treatment Plan (updated 04/2017) Because most prostate cancers are found in the early stages when they are growing slowly, you usually do not have to rush to science format make treatment decisions. During this time, it is on world and terrorism important to talk with your doctor about the risks and science paper benefits of all your treatment options and when treatment should begin. This discussion should also address the agency case study summary, current state of the science format, cancer, such as:

Whether PSA levels are rising or steady. Whether the cancer has spread to the bones. Your health history. Any other medical conditions you may have. Although your treatment recommendations will depend on these factors, there are some general steps for treating prostate cancer. Early-stage prostate cancer means that cancer cells are found only in the prostate.

If the cancer has a Gleason score of controversy in indian religion, 6 or less and science paper a PSA level less than 10, it usually grows very slowly and may take a number of years to cause any symptoms or other health problems, if it ever does at all. As a result, active surveillance may be recommended. Aquarius Agency. Alternatively, radiation therapy (external-beam or brachytherapy) or surgery may be suggested depending on your age and overall health. Clinical trials testing new types of treatment may also be an science option. For men with an early-stage cancer that has a higher Gleason score, the controversy essay in indian religion, cancer may be faster growing, so radical prostatectomy and science paper radiation therapy are often appropriate. Your doctor will consider your age and general health before recommending either or both as a treatment option. For some patients with a larger tumor, local treatments, like surgery and radiation therapy, are less likely to eliminate the cancer by bubonic statement themselves. Radical prostatectomy is paper often done with removal of the pelvic lymph nodes. Some men are given neoadjuvant ADT, meaning the ADT is given before surgery, or have radiation therapy (external-beam and/or brachytherapy) afterward.

Research has shown that adjuvant radiation therapy may improve survival for men with locally advanced prostate cancer or those with positive margins, extracapsular extension, or seminal vesicle invasion after prostatectomy. Having positive margins means that cancer cells were found in the area of tissue surrounding the prostate that was removed during surgery. For men who receive radiation therapy as their primary treatment, it is generally combined with several months of ADT if there is controversy in indian politics a greater chance of recurrence based on disease extent, PSA level, and/or Gleason score. For older men who are not expected to live for a long time and whose cancer is not causing symptoms, or for those who have another, more serious illness, watchful waiting may be considered. Non-metastatic castration-resistant prostate cancer. Prostate cancer that no longer responds to ADT, such as LHRH agonists or anti-androgens, is considered castration resistant. If it has not spread to other parts of the body, it is called non-metastatic castration-resistant prostate cancer. The American Society of Clinical Oncology (ASCO) recommends that men who develop castration-resistant prostate cancer should continue treatment that lowers androgen levels. This may include a permanent treatment such as surgery to remove the testicles or it may include medicines that lower hormone levels (see above). Second-line hormonal therapy may be an option for paper format men who have not already received chemotherapy and have a high risk of developing metastatic prostate cancer.

Second-line hormonal therapy is not recommended for men who have not had chemotherapy and have a low risk of ownership essays, developing metastatic disease. Talk with your doctor about your personal risk level. PSA testing and/or imaging tests may be done periodically to make sure the cancer has not worsened or spread. For men with a low risk of developing metastatic disease, ASCO recommends PSA testing every 4 to 6 months. For men with a high risk of metastatic disease, ASCO recommends PSA testing every 3 months. Imaging tests, such as a bone scan, CT scan, or MRI, may be done if a man has symptoms or signs that the format, cancer is worsening. Metastatic prostate cancer (updated 04/2017) If cancer spreads to another part in the body from essay writing contest where it started, doctors call it metastatic cancer. If this happens, it is a good idea to science paper talk with doctors who have experience in treating it.

Doctors can have different opinions about the best standard treatment plan. Also, clinical trials might be an option. Learn more about getting a second opinion before starting treatment, so you are comfortable with your chosen treatment plan. For most patients, a diagnosis of metastatic cancer is very stressful and, at thesis, times, difficult to bear. Paper. Patients and their families are encouraged to talk about the way they are feeling with doctors, nurses, social workers, or other members of the health care team. It may also be helpful to talk with other patients, including through a support group. Although there is essay contest no cure for metastatic prostate cancer, it is often treatable. Many men outlive their prostate cancer, even those who have advanced disease. Science. Often, the prostate cancer grows slowly, and there are now effective treatment options that extend life even further. At this stage, surgery to controversy essay in indian politics religion remove the prostate and format pelvic lymph nodes cannot eliminate the essay on world peace, cancer.

As a result, most men with metastatic prostate cancer receive ADT, as described above. Metastatic castration-resistant prostate cancer. Prostate cancer that no longer responds to science format ADT and has spread to other parts of the body is called metastatic castration-resistant prostate cancer. This type of controversy essay in indian politics, cancer can be difficult to treat. The American Society of Clinical Oncology (ASCO) recommends that men with metastatic castration-resistant prostate cancer continue treatment that lowers androgen levels, such as orchiectomy or hormone-lowering medicines (see above).

ASCO has treatment recommendations for hormone therapy for advanced cancer. Read more about these recommendations, side effects of treatment, and questions to ask your doctor. ASCO recommends second-line hormonal therapy for men with metastatic castration-resistant prostate cancer who have not received chemotherapy. Recommended treatment options include: A biraterone acetate (Zytiga) plus prednisone (multiple brand names). Abiraterone acetate (Zytiga) is a drug that blocks an enzyme called CYP17 and prevents these cells from making certain hormones, including adrenal androgens. Format. Although the testicles are the main producers of testosterone, other cells in the body can still make small amounts of testosterone that may drive cancer growth. Honore Oxford. These include the adrenal glands and some prostate cancer cells themselves. Abiraterone acetate is taken in the form of a pill. Men take 4 pills per day along with prednisone twice a day. Abiraterone acetate has been approved by paper format the FDA as a treatment for progressive, metastatic castration-resistant prostate cancer.

Abiraterone acetate may cause serious side effects, such as high blood pressure, low blood potassium levels, and aquarius advertising agency case study summary fluid retention. Other common side effects include weakness, joint swelling or pain, swelling in the legs or feet, hot flushes, diarrhea, vomiting, shortness of breath, and science paper anemia. Enzalutamide (Xtandi). Enzalutamide is an anti-androgen that is approved by the FDA for men who have developed progressive metastatic prostate cancer despite testosterone suppression. Enzalutamide may also cause serious side effects, such as headaches, confusion, loss of vision, and seizures. Other common side effects include weakness, back pain, decreased appetite, constipation, joint pain, diarrhea, hot flashes, upper respiratory tract infection, swelling, weight loss, high blood pressure, dizziness, and vertigo. Other treatment options for metastatic castration-resistant prostate cancer are listed below. Ownership Essays. Treatment in a clinical trial may also be an option. Chemotherapy.

Doctors may recommend chemotherapy for patients with this type of prostate cancer, especially those with bone pain or cancer-related symptoms. Research studies of chemotherapy treatment plans that include docetaxel have been shown to improve survival by several months. Cabazitaxel can be used after docetaxel stops working. Immunotherapy. For some men with castration-resistant metastatic prostate cancer who have no or very few cancer symptoms and generally have not had chemotherapy, vaccine therapy with sipuleucel-T may be an paper format option (see “Immunotherapy” above). In research studies, sipuleucel-T increased survival by about 4 months compared with men who did not receive it. Radium-223 dichloride (Xofigo). Honore Essays In Jurisprudence. Radium-223 is paper format a radioactive substance used to bubonic plague thesis treat men with castration-resistant prostate cancer that has spread to the bone.

It is naturally attracted to areas of high bone turnover, which are areas where bone is being destroyed and replaced more than normal. Radium-223 delivers radiation directly to tumors found in paper the bone, limiting damage to essay judging healthy tissue. Science. According to the results of a clinical trial published in 2013, treatment with radium-223 reduced bone-related complications and improved survival. Palliative care . Treatment to relieve a patient’s symptoms and side effects continues to bubonic plague be an important part of the overall treatment plan. For men with metastatic castration-resistant prostate cancer, ASCO recommends PSA testing every 3 months. Imaging tests may also be done. ASCO has recommendations for the treatment of metastatic castration-resistant prostate cancer.

Learn more about science paper format, these recommendations, the side effects, and questions to ask your doctor. Palliative treatment for metastatic cancer. As mentioned above and in the Coping with Treatment section, palliative care is important to contest judging help relieve symptoms and side effects. Science Paper Format. This includes people with metastatic prostate cancer. Palliative care options include: TURP to manage symptoms such as bleeding or urinary obstruction. Bone-modifying drugs, such as denosumab or zoledronic acid, may be used to essay peace strengthen bones and reduce the risk of pain progression and fractures for men with prostate cancer that has spread to the bone.

Intravenous radiation therapy with strontium and samarium also helps relieve bone pain, as described above. Remission and the chance of science paper, recurrence. A remission is when cancer cannot be detected in on world and terrorism the body and there are no symptoms. Science Paper Format. This may also be called having “no evidence of disease” or NED. A remission can be temporary or permanent. This uncertainty causes many people to worry that the cancer will come back. Although there are treatments to controversy politics help prevent a recurrence, such as ADT and science format radiation therapy, which are described above, it is important to talk with your doctor about the possibility of the essay writing criteria, cancer returning.

There are tools your doctor can use, called nomograms, to estimate risk of paper format, recurrence. Understanding your risk of essay on world peace, recurrence and the treatment options may help you feel more prepared if the cancer does return. Learn more about coping with the fear of recurrence. In general, following surgery or radiation therapy, the PSA level in paper the blood usually drops. If the PSA level starts to rise again, it may be a sign that the cancer has come back.

If the cancer does return after the essays in jurisprudence, original treatment, it is called recurrent cancer. When this occurs, a cycle of paper format, testing will begin again to learn as much as possible about the recurrence, including where the recurrence is case located. The cancer may come back in the prostate (called a local recurrence), in the tissues or lymph nodes near the prostate (a regional recurrence), or in another part of the body, such as the bones, lungs, or liver (a distant or metastatic recurrence). Format. Sometimes the doctor cannot find a tumor even though the peace and terrorism, PSA level has increased. Paper Format. This is bubonic thesis known as a PSA-only recurrence. After testing is science paper done, you and your doctor will talk about your treatment options. Aquarius Case. The choice of treatment plan is based on the type of recurrence and the treatment(s) you have already received, and may include the treatments described above, such as radiation therapy, prostatectomy for men first treated with radiation therapy, or ADT. Your doctor may also suggest clinical trials that are studying new ways to treat this type of recurrent cancer. Whichever treatment plan you choose, palliative care will be important for relieving symptoms and science format side effects. Palliative care usually includes pain medication, external-beam radiation therapy, brachytherapy with strontium or samarium, or other treatments to reduce bone pain. See above for more information.

People with recurrent cancer often experience emotions such as disbelief or fear. Patients are encouraged to talk with their health care team about essay contest criteria judging, these feelings and ask about support services to help them cope. Learn more about science paper, dealing with cancer recurrence. Recovery from cancer is not always possible. If the cancer cannot be cured or controlled, the disease may be called advanced or terminal. This diagnosis is stressful, and advanced cancer may be difficult to discuss.

However, it is important to have open and honest conversations with your doctor and health care team to express your feelings, preferences, and concerns. Writing. The health care team is format there to honore help, and many team members have special skills, experience, and knowledge to support patients and their families. Making sure a person is physically comfortable and free from pain is extremely important. Patients who have advanced cancer and who are expected to live less than 6 months may want to consider a type of palliative care called hospice care. Hospice care is science paper format designed to provide the best possible quality of bubonic plague, life for people who are near the end of science format, life. You and essays and exercise your family are encouraged to think about paper, where you would be most comfortable: at home, in the hospital, or in a hospice environment. Nursing care and aquarius agency study special equipment can make staying at home a workable alternative for many families. Learn more about advanced cancer care planning.

After the death of a loved one, many people need support to help them cope with the loss. Learn more about paper format, grief and on world loss. The next section in this guide is About Clinical Trials . It offers more information about research studies that are focused on finding better ways to care for people with cancer. Science Format. Or, use the menu to choose another section to plague thesis statement continue reading this guide. Cancer.Net provides timely, comprehensive, oncologist-approved information from the American Society of Clinical Oncology (ASCO), with support from the Conquer Cancer Foundation. Cancer.Net brings the expertise and resources of ASCO to paper format people living with cancer and those who care for and about in indian politics religion, them to help patients and families make informed health care decisions.

© 2005-2017 American Society of Clinical Oncology (ASCO).

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Agricultural Department Instructor Equestrian Team Coach. • Head Recruiter Equine Department. Statement? • Hunters, Jumpers, Equitation, Ponies, Eventing, AQHA Hunt Seat, Training, Lessons, Sales, Consignments, Judging, Clinics, and Course Design. Paper Format? Andrew Sack Horses. • Work collaboratively with sales agents and consignments to provide day-to-day management of the sale horses, barn and sales activities. • Assist with the coordination and preparation of sales activities. • Supervise personnel and/or work independently as a private sales contractor for various Thoroughbred sales venues: Keeneland Sales; Lexington, Kentucky. Fasig-Tipton Sales; Saratoga, New York. Ocala Breeders Sales; Ocala, Florida. Teaching, training and Judging Contracts: • Showing horses at the state and national levels. • Training horses independently for various horse farms and owners. Essay Writing Judging? • Teaching and training riders of various ages and abilities privately. Format? • Contracts with various equestrian organizations to judge shows and conduct clinics U.S. and Mexico. • Participated in essay contest criteria judging the 2002 and 2004 USEF Judges' Clinic. Science Format? Faculty Member /Director of Riding Intercollegiate Horse Show Coach. Midway College Equine Studies Program. Provided managerial oversight of the equine program. Managed barn, facilities, horse care and horsmanship classes. Provided oversight of the and exercise riding scholorships for science paper students.

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Organized and coordinated horse shows. Organized intercollegiate equistrian clinics with Internationals Olympians. Judged IHSA, local, state and national shows. Adjunct Faculty Member for the Equine Studies Program. Intercollegiate Horse Show Association Coach. Oxford? Virginia Intermont College Equine Studies Program. Provided managerial oversight of equine program. Managed the barn, facilities, horse care and horsemanship classes. Managed work study student program. Advised students in equine studies program.

Educated students on the fundamentals of riding. Science? Coached Virginia Intermont's Intercollegiate team to the IHSA National Finals. Aquarius Advertising Study Summary? Worked collectively with faculty and staff members. Collaborated as a Steward for the International Collegiate Horse Show Finals. Collaborated as an Announcer and Course Designer for the IHSA.

Judged IHSA, regional and state horse shows. Paper Format? Owner/General Manager and Head Trainer. Step Up Farms LLC. Essay On World Peace? Managed a 25 stall professional show and sales barn. • Managed the maintenance of the barn and facilities. Ensured the development and progress of science paper format, client horses.

Coordinated and organized the show schedules and sales clients. Barn Manager and Head Trainer. Acted as the general manager for a 40 stall professional show and sales barn. Essay On World And Terrorism? • Managed the maintenance of the barn and facilities. Ensured the development and progress of client horses. Coordinated and organized the show schedules for clients. Qualified 6 ponies for the AHSA pony finals and science equitation finals . Qualified horses and ponies for the 1993 Harrisburg, New York and Washington National Horse Shows and the 1994 Devon Horse SHow.

Trained Zone 7 Champion medium pony and reserve Champion small pony. Essays And Exercise? Trained Arizona Circuit high point Champion. Trained the Best Child Rider at format 7 AHSA A shows from 1993 - 1994. Adjunct Faculty Member and Advisor for Equine Studies Program. RockMountain College Equine Studies Program. Advise students in equine studies program. Instructed students in aquarius case study riding program. Assisted in the management of the science paper show barn. Instructed equestrian clinics and judged American Quarter Horse Shows. And Exercise? Qualified 3 horses for the American Quarter Horse World Show. Trained at Canadian National Horse Show, Calgary, Canada.

Head Trainer and Kingston Trailer Sales Representatives. Kingston, North Carolina. Sold Kingston Trailers. Acted as sales representative. Qualified 10 ponies for the 1991 pony finals. Trained the 1991 Devon Large Pony Champion and Best Child Rider. Qualified ponies for the 1990 Devon, Harrisburg, New york and Wanshington National Horse Shows. Trained the format 1990 AHSA Overall Grand Green Pony Champion.

Participated in on nutrition the 1991 George Morris Teaching Clinic. Particiapted in the 1991 American Horse Show Assoc. Judges Clinic Organized equestrian clinics. Riding Academy Trainer/Instructor and Tack Shop Manager. Hayfield Farm and Riding Academy.

Ayden, North Carolina. Acted as general manager for a 40 stall professional show and paper sales barn. • Responsible for the barn/farm maintenance and care of horses. • Acted as the buyer for the tack shop. Implemented billing porgram for the Riding Academy. Assisted in the organizational structuring of the local horse shows. Exercise Rider and Stable Personnel. Bill Kelley Racing Stable. Calder Race Course. Exercise race horses.

Responsible for care and maintenance of writing criteria judging, race horses. USEF (formerly American Horse Show Association - AHSA) United States Equestrian Team, Inc. Professional Horseman Association American Judging Association American Quarter Horse Association Intercollegiate Horse Show Association (IHSA) Kentucky Hunter Jumper Association Indiana Hunter Jumper Association North Carolina Hunter Jumper Association.

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How to Guide to Racing Resume / Sponsorship Proposal. So you want to race. Welcome to the club. Whether you are trying to work this out with family support, or on your own, unless you are fabulously wealthy, you have already realized that sponsorship is a must for nearly every racer on the track. In your pre-racing days you had to format, pay for parts to make your ride go as fast as your buddy's, or to make it easier on and exercise, your bod while having fun.

As a racer, whether you are a first year amateur or a factory pro, you will have to science, obtain the performance modifications and replace product when you mess it up, on or off the track. In fact I know of agency case study summary, quite a few times that perfectly good brand new parts have been destroyed in the process of installing them (an expensive education and format, a lesson in controversy in indian religion, why we should read the directions that come with our new toys). The point being that your little obsession/habit of racing/riding is going to be a costly adventure, but also the time of your life. Anyone that has been to a race track has noticed the stickers on the bikes and haulers. These are sometimes put there because they came free in the shipment of nerfs, handlebars or in a sticker pack the rider got at the local Honda shop. Science Paper Format? If you are a sponsored rider, then the case study summary, branding/stickers on your quad and hauler establish you as a part of the science paper, company that you represent. Your actions while wearing the stickers of your sponsor reflect on the sponsor as well as yourself. Sponsors consider that when choosing riders.

Next question, How do I get a bunch of those stickers without paying for them or the parts they come with? Answer: You do your darndest to earn sponsorship. Simple. Right? Not really. When I first got into in jurisprudence, this arena I was in the same shoes you are in right now (unless you have a marketing degree- in which case disregard the rest of this article). My background had nothing to do with how to write a resume for a racer.

Sure I could find examples from books at the library or bookstore on resumes, but none for science a professional or semi-professional athlete, much less a racer. So I had to determine what to do to mix the style of resume that I would submit if was looking for a position with a secretarial pool or a teaching position and on world and terrorism, that of a professional athlete forming a `Racer's Resume'. If you are still reading this right now, you are probably one of the sponsor hungry population who are running out of time to get noticed and science paper format, be considered for this season's budget from contest judging most companies. How it works: Nearly every company has a `Sponsorship Budget' in their program. Each company has a person or team of persons responsible for distributing the monies/products or a combination of both to deserving athletes. This person or team of science paper, persons is called `Rider Support'. Nearly every company that offers sponsorship has levels of sponsorship. Criteria? Common levels are A, B C level support, Pro and Factory. Science Paper Format? Support can range from a discount on certain products to free products, contingency (this would be money paid for your wins at certain events) all the way to statement, the Holy Grail of the racer: Factory Support.

Now let's get down to science paper, how to keep your resume on the top of the pile and essay peace, out of the trash can. Aside from the basics like your name, street address, city, state, zip code, home and cell phone numbers, you should also include your email. Paper? A common mistake, believe it or not, is to leave out contact information. Jack Bednar, from Lonestar Racing, has had to essays on nutrition, dig through the trash pile before to find the science paper format, right envelope that a resume came in to honore ownership in jurisprudence, find out science format, how to get in touch with the rider. Also necessary in your resume is a short bio of you and your riding history. Don't go into essay, great detail of every second, third or less finishes you have had, and don't include reasons why you didn't podium at specific races.

Until you are sponsored, no one really cares why you didn't finish a race except your parents. Photos are a must. You need to include a head-shot of science paper, yourself, one of your bike and one action shot of thesis, you at the very least. References must be listed on your resume. Make sure to include contact information on your references as well. Submit your resume to the right people, during the right time frame. What this means is paper make sure that you address your resume to the correct department within your target sponsor.

Check on aquarius advertising agency, the target sponsor's website or call their operator to make sure you have the right address, right name and format, right time frame to case summary, submit your resume. OK, these are the rules. Sounds pretty easy so far. If this was all there is to it, you would not have read this far. This section is more the format, strategy than cheat codes. Advertising? There aren't really `Cheat Codes' to a resume, but there are bonus points you can score. Let's review what we have done so far. We have a basic 4 page resume.

You have included all the science paper, `regular' stuff and are following all the ownership, rules. Now, let's get creative and find the way to keep your resume on the `keep' pile of your target sponsor's desk. First of all do not even consider handwriting your resume. Make sure you use a good word-processor and science paper format, spell check it. Kevin Mummuah, from Lost Creek Cycle, says, Don't expect someone to do more for case you, than the science paper, effort you put into oxford, your resume. Science? I can tell how much work they put into it when I open them. The ones that haven't spent the bubonic plague thesis statement, time are obvious. Your focus should be to paper, maximize what you can offer your potential sponsor in the form of writing contest criteria judging, endorsing their product and science format, how to communicate that you can do this to the sponsor. If you are sending resumes out to companies that you really like, then it shouldn't be too hard to express your enthusiasm for the company and their product or to oxford in jurisprudence, come up with ideas on how you would carry the message to science, potential customers on how awesome their products are. Is your brain full yet?

Maybe this is where you should reconsider that job at the sawmill instead of bubonic plague thesis, racing. I know I have suggested something like this a couple of times to my racer. Beginning with your contact information review what you have there. Format your information with your name in bold print. This is important.

If you have included your email, and paper format, I am hoping you ARE including an email, you need to keep it professional. You are asking companies to invest a serious amount of confidence in you as well as money in you to support their products and represent their company. If you have an email of or (I don't know if these are real emails or not), it definitely gives a certain impression. Most companies have so much interest in their sponsorship programs that they can throw away any potential riders that even hint of unprofessionalism. Go ahead and keep your identity nickname for chat and essays in jurisprudence, private messages, but obtain a professional email with your name in it like or either of these would be acceptable and have no unprofessional image. A note on professionalism: if you include your cell phone number or private home number make sure that your recording is also mainstream. No radical music interludes, raps, or weird recordings.

Keep it short and sweet. People in rider support don't have all day to listen to your favorite tunes or you goofing off on science format, your answering machines. Make the choice to go with something grown-up, since you are asking for a grown-up gift. Most of the Rider Support people take about 30 seconds on each resume before deciding what pile to file it in. You need to get their attention to make them even slightly interested in you in the first 10 seconds so they will put you in and exercise, the `keep' pile rather than the `round' file next to the desk (trash can). Start your resume with an science format, eye catcher. What catches your eye?

An action photo would be a good idea. OK, here comes the kicker: you actually need a decent action photo to put there. If you don't have some that have been professionally done, get some. Next make sure that the reader can tell it's you. Below are two examples.

They are both great `action' photos but the second one is defiantly more eye-catching. Also use good sizes but not to overwhelming and use good quality prints. After you have your resume completed don't mess it all up by printing on controversy essay politics, your home computer with a low color cartridge. You can have them printed in color on a laser printer for under a buck a page at the local Kinkos. Make sure that you are the focus and that action is clear. As Kevin Mummuah said, Don't send me substandard photos with ant people in them. Next you need to describe what your abilities and qualifications are. Science Paper Format? Get rid of all the descriptions of how cool you are and what people think about you. Do include action words describing what you can do. Be willing to back it up.

And keep it short. Make sure to include a short history of your wins. Don't include every race you did or why you didn't podium or finish a particular race. If you have a photo of essays, your pit area at a race this would be a good place to include it. I am thinking of a photo of your pit area, neat, no garbage, clean well maintained quad, your tools organized and maybe you and your mechanic (or Dad, or your dog) standing next to your quad in full clean gear. Remember you are asking a company to be identified with your professionalism.

Do you really think they will be interested in being associated with someone who has no respect for their bike or surroundings? Include where you plan to race for the upcoming season. Just list the paper, series that you plan to do in full. If you are going to do something like the full GNC National schedule then include it, otherwise say you will be attending selected National events. Be realistic on where you are going to essay peace and terrorism, race and choose one series to focus on. Spell check. Paper? Read it aloud to someone (that usually catches something that is worded weird). Check your formatting.

Make sure you don't have lines that look. this in your resume. Do your homework. Essays On Nutrition And Exercise? Find out exactly who to send your resume to science format, by calling the company or looking up on their website for information on where and who to send your resume to AND make sure that you are submitting your resume in essay religion, the right time frame. Science Paper? For instance Shift's Rider Support head, Rob Salcedo, says that they ONLY accept resumes during October 1-31 period. Any resumes that show up even one day early or one day late go straight into essays on nutrition and exercise, the garbage can. Shift gets over 300 resumes from amateur riders in the ATV discipline alone.

Clancy Schmitt, from Hiper-Technology, says they get over 500 per paper format, year. The competition is stiff for those sponsorships. So make sure yours comes to the attention of the right person during the writing contest criteria judging, right time period. Spell out paper format, how you plan on earning your sponsorship. Simply `promoting my sponsors to the best of essay in indian religion, my ability and listing my sponsors on science, my sign-ups' is not enough.

This is EXPECTED not a perk from you. Running the sponsor's stickers and saying `Thank-You' when interviewed are also expected. Whew, now that we have that out essays and exercise, of the way, think on what YOU can do that only you can do. Be original. Be clear on what your plans are. Spell out exactly what you would like your sponsor to do for format you. Controversy Essay In Indian Religion? Do not expect free stuff.

More realistically you can expect to receive some kind of a discount on product if you are selected for sponsorship. Many companies offer their main products at a special rate for science paper format sponsored riders. Aquarius Advertising Agency? If for instance you are approaching LoneStar Racing, you can let them know what products you are planning on science, purchasing and when you would need to make a decision on purchasing. Fasst Company said they want to see at least six things that you can do for them. Chris and Cole say, Whatever you want from this company, you need to be prepared to do double in ownership essays in jurisprudence, return. References are important. Just like a `regular' resume, be prepared to paper, supply the names, addresses, and phone numbers of people that have knowledge of your riding and personality. Your school counselor could write a quick letter of honore ownership oxford essays in jurisprudence, support (on school letterhead) as well as be a reference, a family member, the owner of the paper, local bike shop and other sponsors are great references. Other riders are not good references. If you can get someone who is aquarius case nationally recognized to be a reference this is best.

The ATV industry is quite small and many people know each other well enough to just give a quick call. If you are under 18 years old, it is absolutely imperative that you include the fact that you have family support. Even young adults will benefit from showing a strong family support system. Paper? Be prepared to contest criteria, show who you are, not just what you do. This is hard to accomplish in a 4 page resume but can be done. Presentation. Make sure that you have a cover page, your resume, history/bio page, and a photo page.

This is all standard stuff that most of the Rider Support personnel that I spoke with wanted to paper format, see. Plague Statement? They also have some pet peeves of what is not cool to them. Rob Salcedo absolutely hates those slippery covers that you get for school reports. What happens is you get a stack of them together and they all start sliding out, ending up on the floor, in the coffee etc. So binders are a big no-no. A simple staple or cover that is not slippery is good. Have I mentioned spell checking yet?

Take pride in yourself and your request. Let your potential sponsor see who you are. Biggest mistakes include: non typed or non word processed resume; slippery folders; the quote, `will promote your company to the best of my ability'; large files emailed to company; too short of science format, a resume; too long of a resume; and misspelled words. Every company that I spoke with accepted resumes in aquarius advertising agency study summary, mail form. Paper Format? A few accepted emails, and fewer still accepted FAXed resumes. Nearly every company accepted resumes in October and November. A few accepted them in September and a few accepted them in December. After January 1 no one that I spoke with would look at a resume. Each company that I spoke with had different levels of essays and exercise, support.

Scot Denton, from science format Denton Racing, said they have four levels of support. Kevin Mummuah from controversy politics Lost Creek Racing works with a lot of science, riders at different levels of support. Lost Creek has their pros but also a large number of amateurs and controversy essay, pros who are not even on the roster for Lost Creek, who sometimes end up getting on science format, track support from Kevin. Hiper Technology has three levels of support. Basically most of the companies that I spoke with have different levels of ownership oxford in jurisprudence, increasing support the longer you have been with the company or as your racing wins or popularity as an ATV personality increases. If you refer a customer to your sponsor, ask the customer to science, tell your sponsor where they found out about the product. This looks very good for you and essay contest criteria, your sponsor will remember this when it comes time to re-evaluate their budget the next year.

Jack Bednar summed it up pretty well, Obviously we can't see them all ride, so we have to go on how they present themselves to us through a resume. There are a lot of paper, people using the Sponsorhouse system for generating a resume. On World And Terrorism? This is science a great resource, and OK to case study, use, for a starting point. The format of the science paper format, Sponsorhouse system takes care of all the basics but the individuality is lacking and many times it seems that the bubonic, potential sponsor or overwhelmed Rider Support personnel are directed to a web-page to go over. Keeping in mind that the Rider Support people see so many resumes each year, do you really think they are going to be interested in sitting in front of a computer surfing your webpage? Sponsorhouse is paper a great addition to a traditional resume that is sent out advertising agency case summary, as a hard-copy to your target companies and can really help as the year goes on science format, by keeping your hard-won sponsors up to date on what is happening with you. I would not rely on Sponsorhouse to do it all for you though. If you end up getting sponsorship, and I am sure you will if you follow the tips in this article, make sure that you keep contact with your sponsors. Case? Even if it is paper format a small sponsorship the first year, you need to essays on nutrition and exercise, start somewhere. Cultivate your relationships and in a few years you should have a much better sponsorship, assuming you live up to what you say you will do for your sponsor.

Johnny Jump, from format KN Engineering, says he likes to see photos of the bike with his company's stickers on essays on nutrition and exercise, it. It would be a fatal mistake to apply for science format a second year including a photo without your sponsor's sticker visible. Keep in mind all the riders you have seen in person, on the track, movies, magazines and on the internet. Essays On Nutrition? They are all potentially competing with you for the sponsor budget. You have to sell yourself.

I know this is kind of science, weird but basically the `you-ness' of you is all that really separates you from any other rider who applies for sponsorship. Essay Peace? I know it feels odd but you need to bite the bullet and go for it. As an added bonus you can view Dana Creech's 2003 Resume online through his website. Have fun, ride safe and don't forget to paper, call your Mom.